{"id":9745,"date":"2024-10-23T15:09:57","date_gmt":"2024-10-23T15:09:57","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/why-the-citi-double-cash-will-always-have-a-place-in-my-wallet\/"},"modified":"2024-10-23T15:09:57","modified_gmt":"2024-10-23T15:09:57","slug":"why-the-citi-double-cash-will-always-have-a-place-in-my-wallet","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/why-the-citi-double-cash-will-always-have-a-place-in-my-wallet\/","title":{"rendered":"Why the Citi Double Cash will always have a place in my wallet"},"content":{"rendered":"<p><\/p>\n<div>\n<p><em>Citi is a TPG advertising partner.<\/em><\/p>\n<p>Who doesn&#8217;t love a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\">cash back card<\/a>? If wallets were closets, there would be no better staple than a card that earns you cash back across every purchase \u2014 this means you&#8217;re getting something back for every dollar you spend.<\/p>\n<p>For me, there&#8217;s one card that stands out above and beyond the rest for me: the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-double-cash-card\/\">Citi Double Cash\u00ae Card<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\">rates and fees<\/a>).<\/p>\n<p>At TPG, it&#8217;s easy to get lost in the glitz and glam of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-premium-travel-rewards-cards\/\" rel=\"noopener\" target=\"_blank\">premium travel credit cards<\/a> \u2014 and while these do make a big difference in your overall travel experience \u2014 for me, no card can replace the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-double-cash-card\/\">Citi Double Cash<\/a> in my wallet.<\/p>\n<p>Here are four reasons why.<\/p>\n<p><a id=\"unlimited-cash-back\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Unlimited cash back<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-double-cash-card\/\">Citi Double Cash<\/a> earns unlimited 2% cash back \u2014 1% when you buy and an additional 1% when you pay for your purchase \u2014 on every purchase you make.<\/p>\n<p>There are no limits or bonus categories to track \u2014 just unlimited cash back on everything you buy.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>When I first started getting into the credit card rewards game, the Citi Double Cash quickly became one of my favorite cards. Thanks to its simple and straightforward earning structure, it&#8217;s a great addition to any beginner&#8217;s wallet.<\/p>\n<p>The real bonus is that this card is also a great way to fill in gaps in my reward-earning strategy so that I&#8217;m earning some type of credit card reward with every dollar I spend, regardless of which card I use.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><a id=\"no-annual-fee\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">No annual fee<\/h2>\n<p>Did I mention that this card features <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener\" target=\"_blank\">no annual fee<\/a>? Not only does the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-double-cash-card\/\">Citi Double Cash<\/a> help me earn on my regular spending, but it also does this without costing me a fee I have to pay year after year. It&#8217;s the gift that keeps on giving.<\/p>\n<p>With the Citi Double Cash, I never have to optimize my spending to justify its annual fee because it is a card that gives without asking for anything in return.<\/p>\n<p><a id=\"great-for-balance-transfers\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Great for balance transfers<\/h2>\n<p>At TPG, we recommend paying your cards off each month but also understand that sometimes, this isn&#8217;t possible. If you&#8217;re looking for a way to reduce high-interest <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-debt\/\" rel=\"noopener\" target=\"_blank\">credit card debt<\/a>, the Citi Double Cash might be a good option for you since it offers a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/zero-interest\/\" rel=\"noopener\" target=\"_blank\">0% introductory annual percentage rate<\/a> (APR) for 18 months on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/balance-transfer\/\" rel=\"noopener\" target=\"_blank\">balance transfers<\/a>.<\/p>\n<p>Following the end of the introductory period, there will be a variable APR of 18.74%-28.74% based on your creditworthiness.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/GettyImages-923079848.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">FILADENDRON\/GETTY IMAGES<\/figcaption><\/figure>\n<p>To qualify for this offer, new cardholders must complete the transfer within four months of opening their accounts; a 3% balance transfer fee (minimum $5) will apply.<\/p>\n<p>This can help you consolidate your card debt so that you can quickly and effectively pay off your balances while saving on sky-high interest rates.<\/p>\n<p><a id=\"ability-to-earn-citi-thank-you-points\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Ability to earn Citi ThankYou Points<\/h2>\n<p>Finally, one of the Citi Double Cash Card&#8217;s most notable perks is that it earns cash back in the form of <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-citi-thankyou-rewards\/\" rel=\"noopener\" target=\"_blank\">Citi ThankYou points<\/a>.<\/p>\n<p>These points can be redeemed for regular cash back or transferred to three loyalty partners \u2014 Choice Privileges, JetBlue TrueBlue and Wyndham Rewards.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/07\/United-Newark-Zurich-Swiss-ZRH-25.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>However, if you also have a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-strata-premier-card\/\">Citi Strata Premier\u2120 Card<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-strata-premier-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) or <a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-prestige-card\/?tid=post\" rel=\"noopener\" target=\"_blank\">Citi Prestige\u00ae Card<\/a> (no longer available to new applicants), these points can be combined in your Citi account and then transferred to any of <a href=\"https:\/\/thepointsguy.com\/guide\/citi-thankyou-transfer-times\/\" rel=\"noopener\" target=\"_blank\">Citi&#8217;s 19 transfer partners<\/a>. This helps you reap the maximum benefits of your rewards.<\/p>\n<p><em>The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>There are tons of cash back cards on the market, but few knock it out of the park like the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-double-cash-card\/\">Citi Double Cash Card<\/a>. I love knowing I get unlimited 2% cash back on every purchase, anywhere, as a cardholder. As I add more cards to my wallet, the Citi Double Cash will remain a staple I reach for again and again.<\/p>\n<p>To learn more about the card, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-double-cash-card-review\/\" rel=\"noopener\" target=\"_blank\">full Citi Double Cash review<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Learn more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-double-cash-card\/\">Citi Double Cash<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Citi is a TPG advertising partner. Who doesn&#8217;t love a cash back card? If wallets were closets, there would be no better staple than a card that earns you cash back across every purchase \u2014 this means you&#8217;re getting something back for every dollar you spend. For me, there&#8217;s one card that stands out above 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