{"id":9721,"date":"2024-10-22T20:39:41","date_gmt":"2024-10-22T20:39:41","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/chase-ultimate-rewards-how-you-can-earn-redeem-and-transfer-reward-points\/"},"modified":"2024-10-22T20:39:42","modified_gmt":"2024-10-22T20:39:42","slug":"chase-ultimate-rewards-how-you-can-earn-redeem-and-transfer-reward-points","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/chase-ultimate-rewards-how-you-can-earn-redeem-and-transfer-reward-points\/","title":{"rendered":"Chase Ultimate Rewards: How you can earn, redeem and transfer reward points"},"content":{"rendered":"

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Chase Ultimate Rewards<\/a> points give you access to some of the best hotel and airline transfer partners in the business, as well as Chase Travel\u2120<\/a>, the issuer’s easy-to-use travel portal, which allows you to redeem points for a wide variety of bookings, including rental cars, hotels, flights, tours and activities.<\/p>\n

Despite increasing competition from American Express Membership Rewards<\/a>, Citi ThankYou Rewards,<\/a> Capital One miles<\/a>, Bilt Rewards<\/a> and Wells Fargo Rewards<\/a>, Chase Ultimate Rewards has maintained its place as one of the most valuable and useful points currencies.<\/p>\n

If you’re ready to get serious about traveling more for less, here’s everything you need to know about how to earn and redeem your Chase Ultimate Rewards points.<\/p>\n

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What are Chase Ultimate Rewards points?<\/h2>\n

Ultimate Rewards points are the currency of most Chase-branded credit cards<\/a>. You can earn Chase Ultimate Rewards points for everyday spending on these cards that you can then redeem for a wide range of rewards.<\/p>\n

If you’re just getting started in the world of travel credit cards, it’s typically best to start with Chase products, thanks to the issuer’s well-documented 5\/24 rule<\/a>. In short, you generally can’t get approved for any Chase cards \u2014 including those that earn Ultimate Rewards points \u2014 if you’ve applied for five or more new credit cards across all banks in the past 24 months.<\/p>\n

Remember this restriction as you build a strategy to maximize your credit card rewards.<\/p>\n

Related: The ultimate guide to credit card application restrictions<\/a><\/strong><\/p>\n

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How do I earn Chase Ultimate Rewards points?<\/h2>\n

There are many ways to earn Chase points at rates of 1 to 10 points per dollar spent, depending on the specific Chase credit card you carry.<\/p>\n

The first three cards below earn fully transferable Ultimate Rewards points all by themselves, while the remaining four are technically billed as cash-back credit cards<\/a>.<\/p>\n

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However, if you have an Ultimate Rewards points-earning card, you can combine your Chase cash-back rewards<\/a> in a single account, effectively converting your cash-back rewards into fully transferable points. For this reason, having more than one Chase card can make sense to maximize your earning and redeeming potential.<\/p>\n

Here are the seven cards that allow you to earn Chase Ultimate Rewards points.<\/p>\n

Chase Sapphire Preferred Card<\/h3>\n

Welcome offer<\/strong>: You’ll earn 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening, plus a $300 statement credit on Chase Travel purchases within the first year. That’s worth up to $1,050 when redeemed through Chase Travel.<\/p>\n

Why you want it<\/strong>: This is a fantastic all-around travel credit card<\/a>. It earns points at the following rates:<\/p>\n