{"id":9628,"date":"2024-10-18T20:22:24","date_gmt":"2024-10-18T20:22:24","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/amazon-prime-visa-card-review-full-details\/"},"modified":"2024-10-18T20:22:24","modified_gmt":"2024-10-18T20:22:24","slug":"amazon-prime-visa-card-review-full-details","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/amazon-prime-visa-card-review-full-details\/","title":{"rendered":"Amazon Prime Visa card review: Full details"},"content":{"rendered":"<p><\/p>\n<div><a id=\"prime-visa-card-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Prime Visa card overview<\/h2>\n<p>Amazon&#8217;s <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a> is a solid earner, featuring a 5% return on Amazon.com, Whole Foods Market and Chase Travel\u2120 purchases, 2% on restaurant, gas station and commuting purchases and 1% back on everything else, making it a strong contender for those who spend big with Amazon and its brands. Another perk? This card does not have an annual fee. We recommend a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\">credit score<\/a> of 670* or above. <strong>Card rating**: \u2b50\u2b50\u2b50\u00bd<\/strong><\/p>\n<h6><em>**<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" rel=\"noopener\" target=\"_blank\">Card rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>Most of the time, we recommend saying <a href=\"https:\/\/thepointsguy.com\/credit-cards\/steer-clear-store-credit-cards\/\" rel=\"noopener\" target=\"_blank\">&#8220;no thanks&#8221;<\/a> when a cashier (or online pop-up) asks if you want to sign up for a store credit card at checkout. The discount you&#8217;ll get on your purchase is rarely as valuable as the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener\" target=\"_blank\">sign-up bonuses<\/a> other cards offer, and most store cards have disappointing earning structures.<\/p>\n<p>But there are a few exceptions to that rule \u2014 and the <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a> is one of them.<\/p>\n<p>The Prime Visa is worth considering if you spend a lot of your budget at Amazon or Whole Foods and want the best earning rate for those purchases. It earns 5% back on Amazon and Whole Foods purchases, a substantial return for a card with no annual fee.<\/p>\n<p>But of course, it isn&#8217;t the best card for everyone. Here&#8217;s what you need to know to decide if the Prime Visa deserves a spot in your wallet.<\/p>\n<p><a id=\"prime-visa-pros-and-cons\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Prime Visa pros and cons<\/h2>\n<div class=\"jsx-3297233758 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\"><strong>Pros<\/strong><\/th>\n<th class=\"jsx-3297233758\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td>\n<ul>\n<li>No annual fee<\/li>\n<li>Bonus rewards on Amazon, Whole Foods and Chase Travel<\/li>\n<li>No spending requirement for the welcome offer<\/li>\n<li>Exclusive bonuses on items and categories on Amazon<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Doesn&#8217;t hold much value for those who don&#8217;t use Amazon often<\/li>\n<li>A Prime membership is required<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"prime-visa-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Prime Visa welcome offer<\/h2>\n<p>Currently, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a> offers a $150 Amazon gift card instantly upon approval exclusively for Prime members.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/New_Amazon-Prime-Visa_2023_CCHH-2.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>When you consider that this is a no-annual-fee card, that&#8217;s a decent welcome bonus \u2014 especially since you&#8217;ll receive the e-gift card instantly upon approval instead of having to meet a spending requirement to earn it.<\/p>\n<p>You do need a <a href=\"https:\/\/www.amazon.com\/amazonprime\" rel=\"noopener\" target=\"_blank\">Prime membership<\/a> to get the Prime Visa, and since this is a Chase card, you&#8217;ll want to be under <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">5\/24<\/a> to increase your chances of approval.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-amazon-purchases\/\" rel=\"noopener\" target=\"_blank\">The best credit cards for Amazon purchases<\/a><\/strong><\/p>\n<p><a id=\"prime-visa-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Prime Visa benefits<\/h2>\n<p>We usually don&#8217;t expect many benefits from a card without an annual fee, but the <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a> has some surprising perks.<\/p>\n<p>As a cardholder, you&#8217;ll get extended warranty protection***, purchase protection***, travel accident insurance**** and lost or delayed baggage insurance****. Additionally, the Prime Visa doesn&#8217;t charge foreign transaction fees.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.69811320754717%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/03\/Luggage-on-conveyor-belt-at-airport.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">EYEEM\/GETTY IMAGES<\/figcaption><\/figure>\n<p>It seems like we hear a new horror story of someone&#8217;s lost luggage every day, so having baggage protection on top of earning bonus rewards on your purchase of Apple AirTags through Amazon is a great benefit.<\/p>\n<p>With this card, you&#8217;ll enjoy 10% back on a rotating selection of items and categories. Finally, cardholders usually get access to early deals during Prime Day and can earn boosted rewards during these sales events.<\/p>\n<p>***<em>Insurance benefits are underwritten by Indemnity Insurance Company of North America (&#8220;Provider&#8221;). Coverage may not be available in all states or certain terms may be different where required by state law. To learn more, please visit https:\/\/www.chasebenefits.com\/visasignatureVW1.<\/em><br \/>****<em>Insurance benefits are underwritten by Federal Insurance Company. Coverage may not be available in all states or certain terms may<\/em><br \/><em>be different where required by state law. To learn more, please visit https:\/\/www.chasebenefits.com\/visasignatureVW1.<\/em><\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/lost-delayed-luggage\/\" rel=\"noopener\" target=\"_blank\">What to do when an airline loses your luggage<\/a><\/strong><\/p>\n<p><a id=\"earning-cash-back-on-the-prime-visa\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning cash back on the Prime Visa<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a> earns 5% back on Amazon.com, Amazon Fresh, Whole Foods Market and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Chase Travel<\/a> purchases. It also earns 2% back at gas stations, restaurants and local commuting (including ride-hailing services) and 1% on all other purchases.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Woman-shopping-on-a-laptop.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">OSCAR WONG\/GETTY IMAGES<\/figcaption><\/figure>\n<p>No other card consistently offers this high of a return on Amazon purchases, so this earning structure is excellent for anyone who spends a large portion of their budget at Amazon and Whole Foods. If you want to stick to just one card, the additional 2% back categories are decent for everyday spending.<\/p>\n<p>However, you can get higher earning rates on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener\" target=\"_blank\">gas stations<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener\" target=\"_blank\">restaurants<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-commuting\/\" rel=\"noopener\" target=\"_blank\">commuting<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/everyday-spending\/\" rel=\"noopener\" target=\"_blank\">general purchases<\/a> with other cards, so the Prime Visa works best as just one part of a larger card strategy.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-travel-cards-bonus-category\/\" rel=\"noopener\" target=\"_blank\">The best rewards credit cards for each bonus category<\/a><\/strong><\/p>\n<p><a id=\"redeeming-cash-back-on-the-prime-visa\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming cash back on the Prime Visa<\/h2>\n<p>One of the Prime Visa&#8217;s best qualities is the ease of redeeming rewards. You&#8217;ll see your rewards on your Amazon checkout screen and can use them to pay for part or all of your purchases at Amazon.com.<\/p>\n<p>Alternatively, you can redeem your rewards for cash back, gift cards or travel through Chase Travel. No matter which redemption option you choose, you&#8217;ll get a value of one cent per point.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/10\/Amazon-packages-on-a-residential-doorstep.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">DARIA NIPOT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Other cards allow you to use your rewards to pay for your Amazon purchases, but we only recommend this route if you have the Prime Visa.<\/p>\n<p>For instance, Chase Ultimate Rewards points are worth 2.05 cents apiece according to TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>,  but you&#8217;ll get less than 1 cent per point if you use those points to pay for a purchase on Amazon.com. On the other hand, your Prime Visa rewards are worth the same one cent each whether you choose to use them to cover an Amazon purchase, get cash-back or book travel through Chase Travel.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener\" target=\"_blank\">How to get maximum value from your Chase Ultimate Rewards<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-prime-visa\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Prime Visa?<\/h2>\n<p>If you don&#8217;t have a Prime membership or don&#8217;t spend much of your budget at Amazon or Whole Foods, one of these cards may be a better choice for you:<\/p>\n<p>For additional options, see our list of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">best cash-back credit cards<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-store-credit-cards\/\" rel=\"noopener\" target=\"_blank\">best store credit cards<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-store-credit-cards\/\" rel=\"noopener\" target=\"_blank\">Store vs. cash-back credit cards: Which one should I get?<\/a><\/strong><\/p>\n<p><a id=\"is-the-prime-visa-worth-it\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Is the Prime Visa worth it?<\/h2>\n<p>If you already have a Prime membership and want to earn cash-back rewards, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a> is a good card to start with or add to your existing portfolio. However, if you don&#8217;t have a Prime membership or are focused on earning <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">travel rewards<\/a>, you&#8217;ll probably get more value from a different card.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Family-using-credit-card-for-online-shopping_Drazen_.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">DRAZEN_\/GETTY IMAGES<\/figcaption><\/figure>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back-vs-points-and-miles\/\" rel=\"noopener\" target=\"_blank\">Cash-back vs. travel rewards: How to choose a credit card<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>With an unbeatable 5% return on Amazon and Whole Foods purchases and a simple redemption system, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a> is great for those who prefer the ease of using a no-annual-fee credit card that earns cash back over earning more complex travel rewards.<\/p>\n<p>But if you plan to use points and miles for your next big trip, you&#8217;ll want to use a card that earns travel rewards points on your Amazon purchases instead. No matter which route you choose, you can&#8217;t go wrong with a card that earns rewards every time you click &#8220;Buy now&#8221; in your Amazon shopping cart.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?pid=10043&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Prime Visa<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For rates and fees of the Blue Cash Everyday card, click <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-everyday-card-from-american-express-rates-fees\/?tid=post\">here<\/a>.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Prime Visa card overview Amazon&#8217;s Prime Visa is a solid earner, featuring a 5% return on Amazon.com, Whole Foods Market and Chase Travel\u2120 purchases, 2% on restaurant, gas station and commuting purchases and 1% back on everything else, making it a strong contender for those who spend big with Amazon and its brands. Another perk? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[7],"tags":[],"class_list":["post-9628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","entry","has-media","owp-thumbs-layout-horizontal","owp-btn-normal","owp-tabs-layout-horizontal","has-no-thumbnails","has-product-nav"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Online-Shopping_RgStudio_social.jpg?w=1600&resize=1600,836&ssl=1","rttpg_featured_image_url":{"full":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Online-Shopping_RgStudio_social.jpg?w=1600&resize=1600,836&ssl=1",1600,836,false],"landscape":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Online-Shopping_RgStudio_social.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"portraits":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Online-Shopping_RgStudio_social.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"thumbnail":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Online-Shopping_RgStudio_social.jpg?w=150&resize=150,150&ssl=1",150,150,false],"medium":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Online-Shopping_RgStudio_social.jpg?w=300&resize=300,300&ssl=1",300,300,false],"large":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Online-Shopping_RgStudio_social.jpg?w=1024&resize=1024,1024&ssl=1",1024,1024,false],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href=\"https:\/\/travelaffiliatewebsite.com\/mer\/category\/travel\/\" rel=\"category tag\">Travel<\/a>","rttpg_excerpt":"Prime Visa card overview Amazon&#8217;s Prime Visa is a solid earner, featuring a 5% return on Amazon.com, Whole Foods Market and Chase Travel\u2120 purchases, 2% on restaurant, gas station and commuting purchases and 1% back on everything else, making it a strong contender for those who spend big with Amazon and its brands. Another perk?&hellip;","_links":{"self":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/9628"}],"collection":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/comments?post=9628"}],"version-history":[{"count":1,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/9628\/revisions"}],"predecessor-version":[{"id":9630,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/9628\/revisions\/9630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media\/9629"}],"wp:attachment":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media?parent=9628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/categories?post=9628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/tags?post=9628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}