{"id":9004,"date":"2024-09-25T17:32:47","date_gmt":"2024-09-25T17:32:47","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/costco-anywhere-visa-card-review-a-great-option-for-costco-loyalists\/"},"modified":"2024-09-25T17:32:47","modified_gmt":"2024-09-25T17:32:47","slug":"costco-anywhere-visa-card-review-a-great-option-for-costco-loyalists","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/costco-anywhere-visa-card-review-a-great-option-for-costco-loyalists\/","title":{"rendered":"Costco Anywhere Visa Card review: A great option for Costco loyalists"},"content":{"rendered":"<p><\/p>\n<div><a id=\"costco-anywhere-visa-card-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costco Anywhere Visa Card overview<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa\u00ae Card by Citi<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/costco-anywhere-visa-card-by-citi-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) is one of the best store credit cards on the market. If you already have a Costco membership, this card is a solid way to earn rewards across a wide range of purchases, including eligible gas, restaurants, eligible travel and at Costco \u2014 both in-store and online. <strong>Card Rating*: \u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\">Card Rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>While plenty of cards earn transferable currencies offering <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\" rel=\"noopener noreferrer\" target=\"_blank\">rewards on groceries<\/a>, wholesale clubs such as Costco are almost always left out of the rewards category.<\/p>\n<p>While you typically won&#8217;t find the best value from most <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-store-credit-cards\/\" rel=\"noopener noreferrer\" target=\"_blank\">store credit cards<\/a> \u2014 as they rarely have a great rewards structure or benefits \u2014 the Costco Anywhere Visa is an exception. With a solid rewards structure that covers more than just Costco purchases, it&#8217;s a viable option if you regularly shop at the wholesaler and beyond.<\/p>\n<p>TPG recommends applicants typically have a very good <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\">credit score<\/a> of 740 or higher.*<\/p>\n<p><em>*The Points Guy credit ranges are derived from FICO\u00ae Score 8, which is one of many different types of credit scores. If you apply for a credit card, the lender may use a different credit score when considering your application for credit.<\/em><\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/08\/Costco-Anywhere-Visa-by-Citi.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>Unlike some store credit cards, you&#8217;re earning rewards across more than just Costco purchases \u2014 the highest bonus categories on the card are actually eligible gas stations and electric vehicle (EV) charging. Factor in the long-term <a href=\"https:\/\/thepointsguy.com\/guide\/costco-travel-save-money\/\" rel=\"noopener noreferrer\" target=\"_blank\">savings potential of Costco Travel<\/a>, and this card is quite <a href=\"https:\/\/thepointsguy.com\/family-travel\/\" rel=\"noopener noreferrer\" target=\"_blank\">valuable for families<\/a> and <a href=\"https:\/\/thepointsguy.com\/tag\/beginners\/\" rel=\"noopener noreferrer\" target=\"_blank\">beginner travelers<\/a> who aren&#8217;t looking to add multiple points and miles cards to their wallets.<\/p>\n<p>Do keep in mind that you need a Costco membership to apply for the card. If you already have one or plan on getting one, this card is essentially a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener\" target=\"_blank\">no-annual-fee card<\/a>. If you don&#8217;t shop at Costco enough to make a yearly membership worth it, you may want to consider other card options.<\/p>\n<p><a id=\"costco-anywhere-visa-pros-and-cons\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costco Anywhere Visa pros and cons<\/h2>\n<div class=\"jsx-3297233758 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\"><strong>Pros<\/strong><\/th>\n<th class=\"jsx-3297233758\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td>\n<ul>\n<li>No annual fee<\/li>\n<li>Generous earning rates<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Must be a Costco member<\/li>\n<li>No purchase protection<\/li>\n<li>No travel protections<\/li>\n<li>Cap on gas and EV charging purchases<\/li>\n<li>Limited redemption options<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"costco-anywhere-visa-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costco Anywhere Visa welcome offer<\/h2>\n<p>Sadly, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa<\/a><\/span> doesn&#8217;t currently have a welcome offer. But it offers long-term benefits that still make the card worth it for many, especially since it charges no annual fee for those with a Costco membership.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener noreferrer\" target=\"_blank\">The best limited-time offers and promotions for credit cards<\/a><\/strong><\/p>\n<p><a id=\"costco-anywhere-visa-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costco Anywhere Visa benefits<\/h2>\n<p>Aside from the perks you get from being a Costco member, the Costco Anywhere Visa does not offer cardholders with other benefits other than no foreign transaction fees.<\/p>\n<p><a id=\"earning-cash-back-on-the-costco-anywhere-visa\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning cash back on the Costco Anywhere Visa<\/h2>\n<p>This card really stands out because of its earning structure. You&#8217;ll earn 4% cash back on eligible gas and EV charging purchases (up to $7,000 per year; then 1%), 3% back at restaurants and on eligible travel purchases, 2% back on in-store and online Costco purchases, and 1% on everything else.<\/p>\n<p>If you&#8217;re maximizing <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">gas purchases<\/a> alone, that&#8217;s $280 in rewards each year solely in that bonus category. However, it&#8217;s worth pointing out that you&#8217;ll earn just 1% back (not 4%) on gas and EV charging purchases from superstores, supermarkets, convenience stores and warehouse clubs other than Costco or on fuel purchases that aren&#8217;t for automobiles (such as jet or boat fuel).<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-1294470935 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0\"><img alt=\"(Photo by Shutterstock)\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"fill\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;object-fit:contain\"\/><noscript><img alt=\"(Photo by Shutterstock)\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;object-fit:contain\" src=\"https:\/\/i1.wp.com\/thepointsguy.com\/wp-content\/uploads\/2020\/05\/shutterstock_1460606342-scaled.jpg?fit=1024%2C1024px&amp;quality=1#038;ssl=1\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">SHUTTERSTOCK<\/figcaption><\/figure>\n<p>Costco offers two levels of consumer membership \u2014 Gold Star ($65) and Executive ($130). If you shop at Costco frequently throughout the year, combining this card with an Executive membership will earn even more rewards.<\/p>\n<p>Executive members earn 2% back on the first $50,000 spent each year at Costco (up to $1,000 in additional rewards), Costco.com and Costco Travel. Those rewards are stackable with the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa<\/a><\/span>. That means you can earn up to 5% on Costco Travel and 4% on other Costco in-store and online purchases (though the 2% Executive earning does not apply to Costco gas purchases).<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">STEVE PROEHL\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you aren&#8217;t shopping at Costco enough throughout the year to justify an Executive membership, the additional 2% back likely won&#8217;t make it worth purchasing the higher level. But if you already shop at Costco enough to have the Executive membership, this no-annual-fee card is an excellent addition to your wallet.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/costco-travel\/\">Everything you need to know about Costco Travel \u2014 and why I love it for saving money<\/a><\/strong><\/p>\n<p><a id=\"redeeming-cash-back-on-the-costco-anywhere-visa\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming cash back on the Costco Anywhere Visa<\/h2>\n<p>Costco cash back is redeemed once per year in the form of a reward certificate. You&#8217;ll receive your reward after your February billing statement closes. Once you have the reward certificate, you can redeem it for merchandise or cash at a Costco location.<\/p>\n<p>Depending on the cash back amount and which Costco you redeem at, you might receive your redeemed cash back in the form of a check or electronic transfer instead.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/GettyImages-1580864811.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MANDEL NGAN\/CONTRIBUTOR\/GETTY IMAGES<\/figcaption><\/figure>\n<p>This redemption method is much more restrictive than your typical <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">cash-back card<\/a>, but it&#8217;s rare for a store card to offer rewards that can be used on anything besides merchandise. While waiting for an entire year to get your cash-back rewards can be inconvenient, you can redeem them for cash that can be used on anything you want.<\/p>\n<p><a id=\"which-cards-compete-with-the-costco-anywhere-visa\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Costco Anywhere Visa?<\/h2>\n<p>Even though you&#8217;re earning a solid return across multiple categories with the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa<\/a><\/span>, that doesn&#8217;t make it the right card for everyone. If you don&#8217;t shop at Costco regularly, or if you are looking for a card that earns rewards you can use throughout the year, you may want to look at other options:<\/p>\n<ul>\n<li><strong>If you want more cash back on gas and groceries:<\/strong> The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Preferred\u00ae Card from American Express<\/a><\/span> is an excellent option. You&#8217;ll earn 6% cash back at U.S. supermarkets (on up to $6,000 spent per calendar year; then 1% cash back) and on select U.S. streaming services (<a href=\"https:\/\/thepointsguy.com\/credit-cards\/friends-leaving-netflix-time-to-reevaluate-streaming-services-and-how-you-pay-for-them\/\" rel=\"noopener noreferrer\" target=\"_blank\">including Disney+<\/a>), and 3% cash back on transit and on gas at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">U.S. gas stations<\/a>, with a $0 intro annual fee for the first year, then $95 (see <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-preferred-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">rates and fees<\/a>). Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/blue-cash-preferred-american-express-credit-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Blue Cash Preferred<\/a>.<\/li>\n<li><strong>If you want a simpler earning structure:<\/strong> Consider the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Double Cash\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). With up to 2% earnings on all purchases \u2014 1% when you make a purchase and another 1% when you pay it off \u2014 it&#8217;s difficult to beat this no-annual-fee card. Plus, you can convert your cash-back rewards into fully-transferable ThankYou points with another card. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-double-cash-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Citi Double Cash card<\/a>.<\/li>\n<li><strong>If you want to earn travel rewards:<\/strong> The <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\">Chase Sapphire Preferred\u00ae Card<\/a> earns 3 points per dollar spent on dining and 2 points per dollar spent on travel purchases. It has a $95 annual fee, making it a great option for anyone looking to keep their annual fees low while earning travel rewards. For more details, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Chase Sapphire Preferred<\/a>.<\/li>\n<\/ul>\n<p>For additional options, check out our full list of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back-pm\/?gad=1&amp;gclid=Cj0KCQjw6cKiBhD5ARIsAKXUdyZduF61YgjDyoaZ3Et0ZuA5XhWw1YhKhJZaj5BF_6v3Dw9WfQqN5MUaApkaEALw_wcB&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=BRDB-best%20cash%20back%20credit%20cards%20the%20points%20guy-654541154776&amp;utm_term=best%20cash%20back%20credit%20cards%20the%20points%20guy&amp;utm_cmpid=19960678969&amp;utm_adgid=150960373587&amp;utm_tgtid=kwd-1966062422765&amp;utm_mt=p&amp;utm_adid=654541154776&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_adpos=&amp;utm_plcmnt=&amp;utm_locphysid=9009736&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_misc=\" rel=\"noopener\" target=\"_blank\">best cash-back credit cards<\/a>.<\/p>\n<p><strong>Read more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-visa-cards-for-costco\/\" rel=\"noopener\" target=\"_blank\">The 5 best Visa cards for Costco purchases<\/a><\/strong><\/p>\n<p><a id=\"is-the-costco-anywhere-visa-worth-it\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Is the Costco Anywhere Visa worth it?<\/h2>\n<p>If you have a Costco membership and shop at Costco regularly, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Card<\/a><\/span> is a worthwhile card to consider. With a solid rewards structure covering many purchases, including gas, restaurants, travel, and Costco, this card offers good value, especially for families and beginner travelers.<\/p>\n<p>The card offers no annual fee and additional rewards for Executive members, making it useful for those who shop at Costco regularly. However, keep in mind the restrictions on how you can redeem your cash back.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>While the Costco Anywhere Visa&#8217;s redemption restrictions can be frustrating, it does have a solid earning structure and rewards for Costco loyalists \u2014 and you can always use the yearly cash-back check as an unofficial travel fund for the expenses that points and miles can&#8217;t cover.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For rates and fees of the Blue Cash Preferred, click <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-preferred-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Costco Anywhere Visa Card overview The Costco Anywhere Visa\u00ae Card by Citi (see rates and fees) is one of the best store credit cards on the market. If you already have a Costco membership, this card is a solid way to earn rewards across a wide range of purchases, including eligible gas, restaurants, eligible travel 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href=\"https:\/\/travelaffiliatewebsite.com\/mer\/category\/travel\/\" rel=\"category tag\">Travel<\/a>","rttpg_excerpt":"Costco Anywhere Visa Card overview The Costco Anywhere Visa\u00ae Card by Citi (see rates and fees) is one of the best store credit cards on the market. If you already have a Costco membership, this card is a solid way to earn rewards across a wide range of purchases, including eligible gas, restaurants, eligible travel&hellip;","_links":{"self":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/9004"}],"collection":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/comments?post=9004"}],"version-history":[{"count":1,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/9004\/revisions"}],"predecessor-version":[{"id":9006,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/9004\/revisions\/9006"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media\/9005"}],"wp:attachment":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media?parent=9004"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/categories?post=9004"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/tags?post=9004"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}