{"id":8947,"date":"2024-09-24T00:07:50","date_gmt":"2024-09-24T00:07:50","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/under-the-radar-ways-to-maximize-the-american-express-gold-cards-dining-credits\/"},"modified":"2024-09-24T00:07:50","modified_gmt":"2024-09-24T00:07:50","slug":"under-the-radar-ways-to-maximize-the-american-express-gold-cards-dining-credits","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/under-the-radar-ways-to-maximize-the-american-express-gold-cards-dining-credits\/","title":{"rendered":"Under-the-radar ways to maximize the American Express Gold Card&#8217;s dining credits"},"content":{"rendered":"<p><\/p>\n<div>\n<p>As someone who spends a lot on food every month, I really value my <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Gold Card<\/a><\/span>. I was apprehensive about the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-gold-card-refresh-2024\/\">changes made to the card<\/a> in July, but after discovering some under-the-radar ways to maximize my card&#8217;s new and adjusted perks, I feel more confident about keeping it in my wallet.<\/p>\n<p>Whether you already have the Amex Gold or are considering <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-best-welcome-offers\/\">applying for it<\/a>, it&#8217;s important to ensure you can get enough value out of the card. Maximizing the credits you need to offset the card&#8217;s steep $325 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) each year can feel like a chore.<\/p>\n<p>If you feel like using your Amex Gold&#8217;s benefits is more of a headache than anything else, here are some great lesser-known ways to take advantage of them without too much effort.<\/p>\n<p><a id=\"monthly-dining-statement-credit\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Monthly dining statement credit<\/h2>\n<p>This is arguably the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Gold<\/a><\/span>&#8216;s most <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-gold-dining-credit\/\">well-known credit<\/a>. You&#8217;ll receive up to $10 each month (up to $120 per calendar year; enrollment is required and terms apply) for purchases made at Five Guys, Goldbelly, Grubhub, The Cheesecake Factory and Wine.com. Enrollment is required.<\/p>\n<p>I use this credit to pay for my monthly Grubhub+ subscription since that costs $9.99 per month. I love to have food delivered to me at the end of a busy week; by having a Grubhub+ subscription, I can do that without paying extra delivery fees. The money I save helps me feel more confident about the value I get from my Amex Gold.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Delivery-man-handing-pizza-to-woman-at-doorstep_blackCAT.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">BLACKCAT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you&#8217;re at the end of the month and your dining credit is still unused, a quick and easy way to use it is to place a small <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\">grocery<\/a> order through Grubhub. If you opt for pickup, you can avoid the delivery fee and driver tip from your total cost, stretching your credit a bit further.<\/p>\n<p><a href=\"https:\/\/thepointsguy.com\/author\/ethompson\/\">Emily Thompson<\/a>, a credit cards editor at TPG, recently did this. She placed an order from CVS through Grubhub, successfully triggering her monthly dining credit despite the order not being from a restaurant.<\/p>\n<p>You could also use this hack to save a little money on a larger purchase from one of the other categories of brands Grubhub offers, such as alcohol stores and convenience stores.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-card-issuers-classify-travel-and-dining-purchases\/\" rel=\"noopener\" target=\"_blank\">How credit card issuers classify travel and dining purchases<\/a><\/strong><\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><a id=\"resy-statement-credits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Resy statement credits<\/h2>\n<p><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Gold<\/a><\/span> cardmembers receive up to $100 each calendar year (up to $50 semiannually; enrollment is required and terms apply) for purchases made at Resy-affiliated restaurants.<\/p>\n<p>At first glance, it might seem like you&#8217;d need to make a reservation to trigger this credit. After all, the point of including a Resy statement credit is to encourage cardmembers to use Resy more often, which benefits Amex since it owns the service.<\/p>\n<p>Surprisingly, though, a reservation isn&#8217;t required to receive this statement credit. In fact, you don&#8217;t have to use the Resy platform at all beyond checking to see if a given restaurant is on the platform.<\/p>\n<p>When I first heard about it, it sounded a little too good to be true, so I dined at a Resy restaurant without a reservation to confirm if it would work. It did; I received my semiannual statement credit soon after. That&#8217;s a big bonus for me since I know sooner or later I&#8217;d forget to make a reservation and lose out on my chance to get the credit.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/09\/Friends-toasting-drinks-while-out-at-lunch-in-restaurant_Drazen-Zigic.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">DRAZEN-ZIGIC\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you can&#8217;t dine at a Resy restaurant before the semiannual window for this statement credit closes, there is another option. <a href=\"https:\/\/thepointsguy.com\/author\/chnelson\/\" rel=\"noopener\" target=\"_blank\">Chris Nelson<\/a>, a credit cards writer at TPG, was able to trigger his Resy statement credit by purchasing a gift card at a Resy restaurant.<\/p>\n<p>Some Reddit users have reported that this method only works with restaurants that process payments through Toast, so it may not be successful at every Resy-affiliated restaurant. Still, it&#8217;s worth giving it a shot; if it doesn&#8217;t work, you&#8217;ll still have a $50 gift card to use the next time you want to dine at that restaurant.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-global-dining-collection\/\" rel=\"noopener\" target=\"_blank\">The definitive guide to American Express Global Dining Access by Resy<\/a><\/strong><\/p>\n<p><a id=\"monthly-dunkin-statement-credit\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Monthly Dunkin&#8217; statement credit<\/h2>\n<p>When I first heard about the up to $10 monthly (up to $84 per calendar year; enrollment is required and terms apply) Dunkin&#8217; statement credit, I was certain I wouldn&#8217;t find much use for it. I live in the Pacific Northwest, where there are no Dunkin&#8217; locations. I assumed I would only be able to occasionally use this credit when traveling to places with this brand.<\/p>\n<p>That was one of my biggest frustrations with the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Gold<\/a><\/span>&#8216;s benefits; I didn&#8217;t like the idea of having to miss out on a major credit because of the region where I lived.<\/p>\n<p>After doing further research, my initial assumption turned out to be wrong. If you&#8217;re in a situation like mine, there are two alternative ways to use this statement credit.<\/p>\n<h3>Dunkin&#8217; Cash<\/h3>\n<p>First, you can use your Amex Gold to load cash into your account through the Dunkin&#8217; mobile app. <a href=\"https:\/\/thepointsguy.com\/author\/mmoffitt\/\">Matt Moffitt<\/a>, TPG&#8217;s managing editor for credit cards, has used this method to trigger his monthly Dunkin&#8217; credit.<\/p>\n<p>Reddit users have successfully triggered this statement credit by loading their Amex Gold into their Dunkin&#8217; account and by using <a href=\"https:\/\/thepointsguy.com\/news\/apple-new-features-iphone-airpods-pay\/\">Apple Pay<\/a>, so either method should work.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/03\/Senior-mna-using-credit-card-for-shopping-on-smart-phone-at-home_MixMedia.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MIXMEDIA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You can use this method to stack your Dunkin&#8217; statement credits, in a way. Even though the Amex Gold&#8217;s Dunkin&#8217; statement credits do not roll over if unused, you don&#8217;t need to use the cash you load into your Dunkin&#8217; account each month.<\/p>\n<p>This is a great way for me to use this credit since I anticipate being near a Dunkin&#8217; only once or twice each year.<\/p>\n<h3>Baskin-Robbins<\/h3>\n<p>A second method, albeit one with more mixed results, is to use your Amex Gold to make a purchase at Baskin-Robbins. Since Dunkin&#8217; Brands owns both Baskin-Robbins and Dunkin&#8217;, some cardmembers on Reddit have found that putting a Baskin-Robbins charge on their Amex Gold successfully triggered their monthly statement credit.<\/p>\n<p>I tried doing this at a stand-alone Baskin-Robbins, and it did not earn me my monthly Dunkin&#8217; statement credit. However, some Reddit users have done the same and received the statement credit, so your mileage may vary.<\/p>\n<p>Other Reddit users have reported greater success by using their Amex Gold at a hybrid Baskin-Robbins and Dunkin&#8217; store or by loading cash into the Dunkin&#8217; app and using the app to pay at a Baskin-Robbins.<\/p>\n<p>Getting this method to work can be a matter of trial and error, but with a little planning and careful execution, it can be achieved.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener\" target=\"_blank\">Best dining credit cards<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>If you&#8217;re worried about maximizing your Amex Gold benefits, hopefully trying one or more of these methods will help. Remember that each of these <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-long-statement-credits-take\/\" rel=\"noopener\" target=\"_blank\">statement credits can take up to several weeks to post<\/a>; while they usually show up after a few days, I wouldn&#8217;t be worried unless more than a month passes.<\/p>\n<p>Before opening or keeping the Amex Gold, ensure you can get enough <a href=\"https:\/\/thepointsguy.com\/credit-cards\/annual-fee-worth-it\/\">real value<\/a> out of the annual fee. If you&#8217;re spending money you otherwise wouldn&#8217;t to take advantage of its perks, then this card may not be the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-a-credit-card\/\">best fit for you<\/a>. However, if you&#8217;re a foodie who already enjoys the brands and services covered by this card&#8217;s benefits, then the Amex Gold can be a genuine powerhouse in your wallet.<\/p>\n<p>To learn more, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-gold-card-review\/\">full review of the American Express Gold<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Gold Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/maximize-dining-rewards-programs\/\">Airline and hotel dining rewards programs: Which is best for you?<\/a><\/strong><\/p>\n<p><em>For rates and fees of the Amex Gold, click <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-gold-card-rates-fees\/?tid=post\">here<\/a>.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who spends a lot on food every month, I really value my American Express\u00ae Gold Card. I was apprehensive about the changes made to the card in July, but after discovering some under-the-radar ways to maximize my card&#8217;s new and adjusted perks, I feel more confident about keeping it in my wallet. Whether 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