{"id":8908,"date":"2024-09-23T04:37:22","date_gmt":"2024-09-23T04:37:22","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/costco-anywhere-visa-business-card-review-a-solid-option-for-business-owners-loyal-to-costco\/"},"modified":"2024-09-23T04:37:22","modified_gmt":"2024-09-23T04:37:22","slug":"costco-anywhere-visa-business-card-review-a-solid-option-for-business-owners-loyal-to-costco","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/costco-anywhere-visa-business-card-review-a-solid-option-for-business-owners-loyal-to-costco\/","title":{"rendered":"Costco Anywhere Visa Business Card review: A solid option for business owners loyal to Costco"},"content":{"rendered":"<p><\/p>\n<div><a id=\"costco-anywhere-visa-business-card-by-citi-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costco Anywhere Visa\u00ae Business Card by Citi Overview<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa\u00ae Business Card by Citi<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/costco-anywhere-visa-business-card-by-citi-rates-and-fees?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) is a reasonable option for small businesses that prefer cash-back rewards and have a Costco membership.<\/p>\n<p>Despite its name, the card doesn&#8217;t only earn bonus rewards on Costco purchases, so it can be useful for many small businesses that already shop at Costco. <strong>Card Rating*: \u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em><a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" rel=\"noopener\" target=\"_blank\">*Card Rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card<\/a><\/span> is a solid choice for small businesses that already have a Costco membership or could save enough shopping at Costco to justify a membership. Especially if your business spends a lot on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">gas<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-travel-purchases\/\" rel=\"noopener noreferrer\" target=\"_blank\">travel<\/a> or <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener noreferrer\" target=\"_blank\">dining<\/a>, you may come out ahead. However, since this card earns <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">cash-back rewards<\/a>, it&#8217;s best for companies that prefer the simplicity of cash back over the potential to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener noreferrer\" target=\"_blank\">maximize points or miles<\/a>.<\/p>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card<\/a><\/span> doesn&#8217;t charge an annual fee, but you and any authorized users on your account must each have a Costco membership. For reference, a Costco membership is $65 per year plus taxes for Gold Star and Business members (you can upgrade to an Executive membership for an additional $65 per year plus taxes).<\/p>\n<p>Affiliate Business members added to a Business membership must pay $65 per year plus taxes each. So, Costco membership fees will add up quickly if you have more than a few employees you want to add as authorized users on your card.<\/p>\n<p>To get this card, TPG recommends you have a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\" rel=\"noopener\" target=\"_blank\">credit score<\/a> of at least 750, but it is not uncommon to get approved with a lower score.<\/p>\n<p>If you or your small business has a Costco membership \u2014 or is considering a Costco membership \u2014 this review can help you determine whether your business could benefit from the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card by Citi<\/a><\/span>.<\/p>\n<p><a id=\"costco-anywhere-visa-business-pros-and-cons\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costco Anywhere Visa\u00ae Business pros and cons<\/h2>\n<div class=\"jsx-3297233758 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\">Pros<\/th>\n<th class=\"jsx-3297233758\">Cons<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td>\n<ul>\n<li>Solid earnings rate on Gas, EV charging, dining and Costco purchases<\/li>\n<li>Purchase and extended warranty protection<\/li>\n<li>No annual fee<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>No sign-up bonus is offered<\/li>\n<li>Spending caps on rewards<\/li>\n<li>You can only redeem your cash back once per year in February<\/li>\n<li>A Costco membership is required to apply<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"costo-anywhere-visa-business-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costo Anywhere Visa Business welcome offer<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card<\/a><\/span> doesn&#8217;t advertise a sign-up bonus. However, you may be targeted for a special offer at a Costco warehouse or when you sign up for a Costco membership.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><strong>Related<!-- -->: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener noreferrer\" target=\"_blank\">The best limited-time credit card offers to sign up for now<\/a><\/strong><\/p>\n<p><a id=\"costo-anywhere-visa-business-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Costo Anywhere Visa Business benefits<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card<\/a><\/span> provides modest perks. First off, your card can double as your Costco membership ID. And, unlike many store cards, you can use your card anywhere worldwide that accepts Visa. Plus, you won&#8217;t be charged any <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-foreign-transaction-fees\/\" rel=\"noopener noreferrer\" target=\"_blank\">foreign transaction fees<\/a> on purchases outside the U.S. \u2014 a big plus for business owners who travel abroad for work.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/12\/Costco.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">SCOTT OLSON\/GETTY<\/figcaption><\/figure>\n<p>As mentioned, you can also add employees as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-authorized-user-credit-cards\/\" rel=\"noopener noreferrer\" target=\"_blank\">authorized users<\/a>, although each employee you add will need their own Costco membership.<\/p>\n<p>Additionally, cardholders will receive<\/p>\n<p>Additionally, If you have a $130-per-year Executive membership with Costco, you&#8217;ll get an annual 2% reward (up to $1,250 back per year) on qualified Costco purchases. Although the Executive membership usually won&#8217;t be worthwhile unless you spend at least $250 each month on qualifying purchases at Costco, this additional 2% reward is stackable with the Costco Anywhere Visa Business Card.<\/p>\n<p>So, between the Costco Anywhere Visa Business Card and an Executive membership, you could earn 5% on eligible Costco Travel purchases and 4% on other eligible Costco purchases.<\/p>\n<p>Unfortunately, the terms and conditions of the Executive membership exclude various purchases, including purchases of cigarettes or tobacco-related products, gasoline, Costco Shop Cards, postage stamps, alcoholic beverages in certain states, prescription purchases in certain states, purchases at food courts, and select travel purchases (including surcharges, gratuities, trip protection, travel purchased through a third party, upgrades, rental car equipment, resort charges, and port charges).<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/best-business-friendly-credit-card-perks\/\" rel=\"noopener noreferrer\" target=\"_blank\">The best business-friendly credit card perks<\/a><\/strong><\/p>\n<p><a id=\"earning-on-the-costco-anywhere-business-visa\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning on the Costco Anywhere Business Visa<\/h2>\n<p>With the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card<\/a><\/span>, you&#8217;ll earn rewards in multiple categories. Interestingly, despite the card being a cobranded Costco credit card, purchases with Costco do not earn at the highest rate on this card. So, let&#8217;s take a closer look at the card&#8217;s bonus categories.<\/p>\n<p>Here&#8217;s how you&#8217;ll earn points with the Costco Anywhere Business Visa:<\/p>\n<ul>\n<li>4% back on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">eligible gas worldwide<\/a> (including gas at Costco) for the first $7,000 per year in eligible gas and EV charging purchases (then 1%). Gas purchased at superstores, supermarkets, convenience stores, and warehouse clubs other than Costco or for fuel used for non-automobile purposes is not eligible and will only earn 1%.<\/li>\n<li>3% back at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener noreferrer\" target=\"_blank\">restaurants<\/a> and on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-travel-purchases\/\" rel=\"noopener noreferrer\" target=\"_blank\">eligible travel purchases<\/a> worldwide. Restaurants include cafes, bars, lounges and fast-food restaurants. Purchases made at bakeries and certain restaurants\/cafes inside department stores, grocery stores or warehouse clubs are excluded and will only earn 1%. Eligible travel purchases include airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel, but exclude <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-for-train-travel\/\" rel=\"noopener noreferrer\" target=\"_blank\">train travel<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-commuting\/\" rel=\"noopener noreferrer\" target=\"_blank\">commuter travel<\/a>, and purchases made at timeshares, campgrounds, and bed and breakfasts.<\/li>\n<li>2% back on purchases from Costco and Costco.com.<\/li>\n<li>1% on all other purchases.<\/li>\n<\/ul>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reasons-to-get-business-credit-card\/\" rel=\"noopener\" target=\"_blank\">9 reasons to get a business credit card<\/a><\/strong><\/p>\n<p><a id=\"redeeming-on-the-costco-anywhere-visa-business\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">redeeming on the Costco Anywhere Visa Business<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card<\/a><\/span> earns cash-back rewards, but these rewards are only distributed once each year. Once your February billing statement closes, you&#8217;ll get a credit card reward certificate for your Costco Cash Rewards balance based on purchases appearing on the previous year&#8217;s January through December billing statements.<\/p>\n<p>Note that if your annual reward amount exceeds $10,000, your reward may be provided in an alternative form, such as a check or electronic transfer.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Costco_Steve-Proehl.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">STEVE PROEHL\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You must then redeem your credit card reward certificate in person at any U.S. Costco warehouse (including in Puerto Rico) by Dec. 31 of the year the certificate was issued. You can redeem the certificate for merchandise or cash back. If you redeem for merchandise and your purchase is less than the value of the certificate, you&#8217;ll receive the remaining balance in cash upon checkout.<\/p>\n<p>You won&#8217;t receive a credit card reward certificate if your reward is less than one dollar or if you close your account before your credit card reward certificate is mailed. You must maintain your Costco Membership to redeem your credit card reward certificate. Also, some warehouses may not permit the credit card reward certificate to be redeemed for alcohol purchases.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back-vs-points-and-miles\/\" rel=\"noopener noreferrer\" target=\"_blank\">Cash back vs. points and miles credit cards: The pros and cons of each<\/a><\/strong><\/p>\n<p><a id=\"what-cards-compete-with-the-costco-anywhere-business-visa-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">What cards compete with the Costco Anywhere Business Visa Card?<\/h2>\n<p>If you&#8217;re looking for a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business-cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">cash-back business credit card<\/a>, a few cards can compete with the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card<\/a><\/span>. The best card(s) for your business will primarily depend on the categories in which your business spends the most money. It&#8217;s also important to note only Visa credit cards are accepted in Costco warehouses.   Here are a few other cards to consider:<\/p>\n<p>For additional options, check out our full list of the best <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business-cash-back\/\" rel=\"noopener\" target=\"_blank\">business cash-back credit cards<\/a> and best <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-store-credit-cards\/\" rel=\"noopener\" target=\"_blank\">store credit cards<\/a>.<\/p>\n<p><a id=\"is-the-costco-anywhere-visa-business-worth-it\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Is the Costco Anywhere Visa Business worth it?<\/h2>\n<p>If you&#8217;re a business owner, have a Costco membership and shop at Costco regularly, the Costco Anywhere Visa Business is worth considering. It has a solid rewards structure covering many purchases, including gas, restaurants, travel, and Costco. The card has no annual fee and additional cash back for Executive members, making it a beneficial addition to your wallet. However, you will be restricted on how you can redeem your cash back, so if you want more flexibility, you might be better suited for other cards.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The Costco Anywhere Visa Business card is a cash-back rewards business credit card available only to Costco members. The cash-back rewards are only distributed once each year, and you must visit a U.S. warehouse location (including locations in Puerto Rico) to obtain your rewards \u2014 which may be frustrating to some businesses that want to access their rewards more frequently.<\/p>\n<p>However, if your business can get value from a Costco membership and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back-vs-points-and-miles\/\" rel=\"noopener noreferrer\" target=\"_blank\">prefers earning cash-back rewards<\/a>, it may be worth adding the Costco Anywhere Visa Business Card to your wallet. This card can be handy if you&#8217;re already a Costco member and your business commonly incurs notable expenses related to gas, restaurants, travel or Costco purchases.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/costco-anywhere-visa-business-card-by-citi\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Costco Anywhere Visa Business Card by Citi<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Costco Anywhere Visa\u00ae Business Card by Citi Overview The Costco Anywhere Visa\u00ae Business Card by Citi (see rates and fees) is a reasonable option for small businesses that prefer cash-back rewards and have a Costco membership. Despite its name, the card doesn&#8217;t only earn bonus rewards on Costco purchases, so it can be useful for 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