{"id":8860,"date":"2024-09-20T14:08:40","date_gmt":"2024-09-20T14:08:40","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/what-to-do-after-you-reach-5-24\/"},"modified":"2024-09-20T14:08:40","modified_gmt":"2024-09-20T14:08:40","slug":"what-to-do-after-you-reach-5-24","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/what-to-do-after-you-reach-5-24\/","title":{"rendered":"What to do after you reach 5\/24"},"content":{"rendered":"

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Whether you opened your first-ever credit card in the pursuit of free travel or already had a few accounts before you found this incredible world of points and miles,<\/a> your first couple of moves will be highly scripted, thanks to Chase’s 5\/24 rule. The issuer uses this rule to automatically reject applicants who have opened five or more cards in the last 24 months.<\/p>\n

Some business cards don’t count, so be sure to check out our guide to 5\/24<\/a> if you’re not familiar with the rule. But in general, you should open up your Chase cards first before moving on to other issuers because of this rule.<\/p>\n

You might go with a tested card combination like the Chase trifecta,<\/a> composed of the Chase Sapphire Reserve\u00ae<\/a>, Ink Business Preferred\u00ae Credit Card<\/a> and Chase Freedom Unlimited\u00ae<\/a>. Or you might build your own strategy after deciding which Sapphire card is better to anchor your strategy<\/a>. Although there are plenty of great Chase card choices, there are only so many ways to use up those first five slots.<\/p>\n

If you exceed five cards in 24 months, you’ll find yourself in the Wild Wild West of credit cards, where anything goes. After 5\/24, there’s no uniform path for you to follow. It’s time to evaluate the cards in your wallet, figure out what you want from new credit cards and chart a course.<\/p>\n

Today, we’ll take a look at some of your best options for building a post-5\/24 strategy.<\/p>\n

Related: How to calculate your 5\/24 standing<\/a><\/strong><\/p>\n

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What NOT to do<\/h2>\n

Being ineligible for a Chase card doesn’t mean it’s time to stop getting new cards altogether. One of the biggest mistakes you can make is waiting on the sidelines to fall under 5\/24 again and missing out on other valuable welcome bonuses in the meantime.<\/p>\n

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