{"id":7903,"date":"2024-08-14T09:24:36","date_gmt":"2024-08-14T09:24:36","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/unique-credit-card-benefits-you-wont-find-elsewhere\/"},"modified":"2024-08-14T09:24:36","modified_gmt":"2024-08-14T09:24:36","slug":"unique-credit-card-benefits-you-wont-find-elsewhere","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/unique-credit-card-benefits-you-wont-find-elsewhere\/","title":{"rendered":"Unique credit card benefits you won\u2019t find elsewhere"},"content":{"rendered":"<p><\/p>\n<div>\n<p>There&#8217;s a good chance your credit card has some valuable benefits you might not know about. Most cards come with additional features like <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-extended-warranty\/\" rel=\"noopener\" target=\"_blank\">extended warranties<\/a>, zero liability and identity theft protections, free credit monitoring and even roadside assistance.<\/p>\n<p>These benefits sometimes fly well under the radar of the more popular options, like <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-foreign-transaction-fees\/\" rel=\"noopener\" target=\"_blank\">no foreign transaction fees<\/a> or a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/global-entry\/\" rel=\"noopener\" target=\"_blank\">credit for Global Entry\/TSA PreCheck fees<\/a>.<\/p>\n<p>But some credit cards go even further, offering unique perks that are hard to find anywhere else. Here are nine interesting credit card perks you may not know about.<\/p>\n<p><a id=\"free-museum-entry\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Free museum entry<\/h2>\n<p>Bank of America credit and debit cards offer free access to more than 225 museums across the U.S. on the first full weekend of every month under the <a href=\"https:\/\/about.bankofamerica.com\/en-us\/what-guides-us\/arts-and-culture\/partners.html#fbid=ucBS13zsT3O\" rel=\"noopener noreferrer\" target=\"_blank\">Museums on Us program<\/a>. All you need to do is show your Bank of America-issued card and photo ID.<\/p>\n<p>You can&#8217;t get guests in for free, but most reports I&#8217;ve read indicate that authorized users are also eligible.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.5625%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/12\/Asiana-A350-Business-Class-Flight-Review__1.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">INTREPID SEA, AIR AND SPACE MUSEUM<\/figcaption><\/figure>\n<p>This deal excludes special exhibitions, ticketed shows and fundraising events. Facilities available to cardholders include New York&#8217;s Metropolitan Museum of Art, the Philadelphia Museum of Art and the Orlando Science Center.<\/p>\n<p>Check out <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" rel=\"noopener noreferrer\" target=\"_blank\">our guide to the best Bank of America cards<\/a>.<\/p>\n<p><a id=\"free-two-day-shipping\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Free two-day shipping<\/h2>\n<p>Whether you need quick delivery for a last-minute gift or want to avoid extra shipping costs for your online purchases, you can get free two-day shipping and free return shipping with a complimentary ShopRunner membership if you have an eligible <a href=\"https:\/\/www.shoprunner.com\/enroll\/mastercard\" rel=\"noopener noreferrer\" target=\"_blank\">World Mastercard<\/a>, World Elite Mastercard or <a href=\"https:\/\/www.shoprunner.com\/americanexpress\" rel=\"noopener noreferrer\" target=\"_blank\">American Express card<\/a>*.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.640625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/08\/small-business-owner-cashback-business-cards.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">STEVECOLEIMAGES\/GETTY<\/figcaption><\/figure>\n<p>More than 100 stores are part of ShopRunner. And you can often combine this benefit with other strategies to save, including:<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>To activate this benefit, visit your card issuer&#8217;s enrollment page, enter your email address, click on &#8220;Enroll for Free&#8221; and enter your personal details and card information. This may not be the most exciting benefit out there, but it can definitely save you cash when you need an item delivered ASAP.<\/p>\n<p><em>*Enrollment is required for select American Express benefits; terms apply.<\/em><\/p>\n<p><a id=\"cellphone-protection\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Cellphone protection<\/h2>\n<p>Cellphone protection gives you peace of mind because it can cover you if your phone is ever damaged or stolen. Some pay for this through their wireless carrier or a third-party insurance company, which can sometimes cost $100 or more annually.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MIXMEDIA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Fortunately, the number of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/phone-protection\/\" rel=\"noopener\" target=\"_blank\">credit cards that offer cellphone protection<\/a> has grown in recent years, though it&#8217;s still not a standard perk for the average cardmember. To take advantage of this, you&#8217;ll typically need to pay at least part of your cellphone bill using your credit card \u2014 though in some cases, you need to pay the entire bill for the benefit to apply.<\/p>\n<p>It&#8217;s also important to note that many cellphone protection plans on credit cards won&#8217;t entirely cover those top-tier phones that cost upward of $1,000. Many credit cards offering this coverage will only cover up to $600 per claim.<\/p>\n<p>Examples of cards that include cellphone protection include the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\">Chase Freedom Flex\u00ae<\/a>, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-active-cash-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Active Cash\u00ae Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/wells-fargo-active-cash-card-rates-fees\/?tid=post\">rates and fees<\/a>) and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%E2%84%A0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Ink Business Preferred\u00ae Credit Card<\/a><\/span>.<\/p>\n<p><a id=\"instant-credit-card-number\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Instant credit card number<\/h2>\n<p>Having <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-that-offer-instant-card-numbers-upon-approval\/\" rel=\"noopener\" target=\"_blank\">instant access to credit<\/a> can sometimes be a much-needed perk. This is especially true for people who face an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/using-0-apr-credit-cards-to-cover-an-emergency\/\">emergency expense<\/a> and don&#8217;t have enough saved up to cover it.<\/p>\n<p>Unfortunately, once you&#8217;re approved for a credit card, most major credit card issuers make you wait until your credit card arrives in the mail before you can start using it. That can often take 7 to 10 days, if not longer.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">WESTEND61\/GETTY IMAGES<\/figcaption><\/figure>\n<p>However, some credit cards let eligible cardmembers whose identities can be quickly authenticated begin making purchases immediately upon approval.<\/p>\n<p>The few major issuers that offer this feature typically only offer it on a limited number of their credit cards, but American Express makes this feature available on most consumer card products.<\/p>\n<p><a id=\"flight-perks\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Flight perks<\/h2>\n<p>Frequent travelers can earn plenty of discounts and cash back rewards when they use <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">travel credit cards<\/a>. But the right credit card will come with even more perks \u2014 and may even allow you to bring a companion for a fraction of the cost of a second ticket.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.640625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/GettyImages-1189038214-scaled.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">NICOLAS ECONOMOU\/GETTY<\/figcaption><\/figure>\n<p>One of the best hidden gems is the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/save-family-money-delta-companion-ticket\/\" rel=\"noopener\" target=\"_blank\">Delta companion certificate<\/a>. This perk comes every year you renew select Delta cards. You still have to pay taxes and fees, but it&#8217;s a small price to pay to score a free round-trip domestic flight for a companion.<\/p>\n<p>A similar perk is available on the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/alaska-airlines-visa-signature-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Alaska Airlines Visa Signature\u00ae credit card<\/a><\/span>. As part of the card&#8217;s welcome offer, you&#8217;ll receive a <a href=\"https:\/\/thepointsguy.com\/guide\/alaska-visa-companion-fare\/\" rel=\"noopener\" target=\"_blank\">companion fare<\/a>, which allows a friend, family member or loved one to come along with you for $99 fare, plus taxes and fees from $23.<\/p>\n<p>Each year after this, to earn a $99 companion fare (plus taxes and fees), you&#8217;ll need to spend $6,000 on the card every account anniversary year.<\/p>\n<p>These unique flight perks aren&#8217;t reserved just for <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airline\/\" rel=\"noopener\" target=\"_blank\">airline cards<\/a>. If you prefer a more well-rounded card, both the Amex Platinum and <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-enhanced-business-platinum-card-from-american-express-open\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Business Platinum Card\u00ae from American Express<\/a><\/span> come with an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/choosing-your-amex-platinum-200-airline-fee-credit\/\" rel=\"noopener\" target=\"_blank\">airline incidentals fee statement credit<\/a> of up to $200 every year. This counts toward incidental airline fees charged on the card at one qualifying airline. Enrollment is required; terms apply.<\/p>\n<p><a id=\"hotel-upgrades-and-complimentary-perks\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Hotel upgrades and complimentary perks<\/h2>\n<p>Hotel-branded credit cards come with a decent amount of perks. These could include room upgrades, complimentary meals or a free hotel night on a cardmember&#8217;s anniversary.<\/p>\n<p>But the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-premier-credit-card\/?pid=6153&amp;tid=post\" rel=\"noopener\" target=\"_blank\">IHG One Rewards Premier Credit Card<\/a> from Chase takes things a step further, as the card offers a <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-get-ihg-fourth-night-free-award\/\" rel=\"noopener\" target=\"_blank\">fourth night reward<\/a> on award stays of three or more consecutive nights.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">FRESHSPLASH\/GETTY IMAGES<\/figcaption><\/figure>\n<p>There&#8217;s no limit to this benefit \u2014 you can even book an eight-night stay and get both the fourth and eighth nights free. It&#8217;s incredibly easy to use: Once you open the card, the discount will automatically be applied when you make a reservation with points from your linked IHG One Rewards account.<\/p>\n<p>If you want more flexibility in where you stay, the Amex Platinum Card and Business Platinum Card offer plenty of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/10-things-to-do-amex-platinum\/\">premium benefits<\/a>. Both provide automatic Gold status with Hilton and Marriott and access to the American Express Fine Hotels + Resorts program (enrollment required).<\/p>\n<p>This includes valuable perks like a room upgrade, if available, and complimentary daily breakfast for two. For consumer Amex Platinum cardmembers, you&#8217;ll enjoy <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-hotel-credit\/\" rel=\"noopener\" target=\"_blank\">up to $200 in annual statement credits<\/a> for prepaid bookings at FHR properties. Terms apply.<\/p>\n<p><a id=\"lounge-access-with-vip-perks\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Lounge access with VIP perks<\/h2>\n<p>Whether you travel for business or leisure, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airport-lounge-access\/\" rel=\"noopener\" target=\"_blank\">airport lounge access<\/a> offers a chance to escape the often hectic bustle of the airport. There, you can clean up, eat, rest or enjoy the many complimentary amenities that help make any journey more relaxed.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/10\/20191024_Houston-Amex-Centurion-Lounge_SHull-34.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">SUMMER HULL\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Depending on the location and the credit card you use, there&#8217;s no telling what VIP perks you&#8217;ll find: Food created by renowned local chefs, family areas, shower suites or even complimentary spa treatments that include a massage.<\/p>\n<p>Plenty of travel rewards credit cards provide some level of <a href=\"https:\/\/thepointsguy.com\/guide\/ensure-lounge-access-next-flight\/\">lounge access<\/a>, so do your research and find the one that&#8217;s right for your travel habits.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-platinum-lounge-access\/\" rel=\"noopener noreferrer\" target=\"_blank\">Guide to lounge access with the Amex Platinum and Business Platinum<\/a><\/strong><\/p>\n<p><a id=\"walmart-credit\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Walmart+ credit<\/h2>\n<p>The Amex Platinum comes with an up to $155 <a href=\"https:\/\/thepointsguy.com\/credit-cards\/walmart-plus-amex-platinum\/\">Walmart+ statement credit<\/a> each calendar year (up to $12.95 per month for one membership fee; Plus Ups not eligible; subject to auto-renewal). This perk has the potential to make life a little bit easier for a lot of households.<\/p>\n<p>With a Walmart+ membership, you can have your Walmart groceries delivered to you for free on the same day you place your order. You also get free shipping without having to worry about minimum orders on items shipped by Walmart.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6796875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/07\/shutterstock_1141630391-scaled.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">BCFC\/SHUTTERSTOCK<\/figcaption><\/figure>\n<p>Just keep in mind that this perk is only for a monthly membership. If you try to purchase the yearly subscription for $98, you&#8217;ll miss out on the credit.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-benefits-nontravel\/\">7 non-travel Amex Platinum benefits you should be using<\/a><\/strong><\/p>\n<p><a id=\"exclusive-discounts\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Exclusive discounts<\/h2>\n<p>If you have a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/the-most-valuable-mastercard-world-elite-benefits\/\" rel=\"noopener\" target=\"_blank\">World Elite Mastercard<\/a>, you&#8217;re eligible for special discounts and promotions with certain popular services. Cardholders can receive up to $5 off an eligible monthly <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-free-streaming-subscriptions\/\">Peacock subscription<\/a> and two months of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/instacart-plus-peacock\/\">complimentary Instacart+<\/a> (Instacart benefit ends March 31, 2025), among other discounts and promotions.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">PEKIC\/GETTY IMAGES<\/figcaption><\/figure>\n<p>The best part about these discounts is that you don&#8217;t have to register for these offers or go through a special link \u2014 just use your World Elite Mastercard to pay, and the promotion will be applied to your account automatically.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>There&#8217;s a good chance that a card already in your wallet has a benefit you don&#8217;t know about. When you&#8217;re planning to open a new credit card, make sure to compare all of the features and benefits of the cards you&#8217;re considering. The right credit card perks can save you money and make your life more enjoyable.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-monthly-checklist\/\">Credit card perks and benefits you should be using<\/a><\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There&#8217;s a good chance your credit card has some valuable benefits you might not know about. Most cards come with additional features like extended warranties, zero liability and identity theft protections, free credit monitoring and even roadside assistance. These benefits sometimes fly well under the radar of the more popular options, like no foreign transaction 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