{"id":7870,"date":"2024-08-11T18:34:29","date_gmt":"2024-08-11T18:34:29","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/how-to-avoid-atm-fees\/"},"modified":"2024-08-11T18:34:29","modified_gmt":"2024-08-11T18:34:29","slug":"how-to-avoid-atm-fees","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/how-to-avoid-atm-fees\/","title":{"rendered":"How to avoid ATM fees"},"content":{"rendered":"<p><\/p>\n<div>\n<p>Around here, we generally try to avoid paying with cash in order to maximize <a href=\"https:\/\/thepointsguy.com\/credit-cards\/rewards\/\" rel=\"noopener\" target=\"_blank\">credit card rewards<\/a>. But sometimes, there is no other option, and you find yourself running to the nearest ATM for cash. And if the ATM doesn&#8217;t belong to your bank&#8217;s network, you&#8217;re likely stuck with an annoying ATM fee.<\/p>\n<p>Tired of ATM fees eating away at your account balance? Here are five ways to avoid them.<\/p>\n<p><a id=\"plan-ahead\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Plan ahead<\/h2>\n<p>It may seem obvious, but the best way to avoid paying an ATM fee is to plan ahead for when you must pay with cash. This way, you have time to access your cash free of charge rather than be surprised at the last moment as you frantically look for an ATM nearby.<\/p>\n<p>Think about your activities ahead of time. If you&#8217;re attending an event that requires paid parking, will they only accept cash? Similarly, if you&#8217;re headed to your local county fair, they <a href=\"https:\/\/thepointsguy.com\/credit-cards\/transition-spending-from-debit-card-to-credit-card\/\" rel=\"noopener\" target=\"_blank\">will likely accept credit cards<\/a> for some things, but you may need some cash to pay for games or snacks.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.5234375%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/2GettyImages-492644377.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">TETRA IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Additionally, it&#8217;s always a good idea to carry some <a href=\"https:\/\/thepointsguy.com\/guide\/points-miles-emergency-preparedness-plan\/\" rel=\"noopener\" target=\"_blank\">emergency<\/a> cash. Keeping a few twenties in your wallet is a great way to ensure you never get caught without cash and have to pay an ATM fee.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/save-on-overseas-atm-withdrawals\/\" rel=\"noopener\" target=\"_blank\">Tips to save on overseas ATM withdrawals this summer<\/a><\/strong><\/p>\n<p><a id=\"stay-in-network\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Stay in network<\/h2>\n<p>If you know you need to get cash, visiting an ATM in your bank&#8217;s network is likely your easiest option. Your bank won&#8217;t charge you an out-of-network ATM fee if the ATM is in their network. While you&#8217;re at it, get a little bit more cash than you think you&#8217;ll need so you can have that emergency stash in your wallet.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Young-college-student-sitting-outdoors-holding-credit-card-while-using-smart-phone_MixMedia.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MIXMEDIA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>For example, if you have a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/\" rel=\"noopener\" target=\"_blank\">Chase<\/a> debit card, you&#8217;ll want to find a Chase ATM to avoid fees. Conversely, if you use your Chase debit card to withdraw cash from a Bank of America ATM, you&#8217;ll be charged an out-of-network ATM fee.<\/p>\n<p><a id=\"get-cash-back\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Get cash back<\/h2>\n<p>If you request cash back when making a purchase at a store, you won&#8217;t be subject to an out-of-network ATM fee. Just make a small purchase, like a pack of gum, and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/why-credit-card-smarter-choice-than-debit-card\/\" rel=\"noopener\" target=\"_blank\">pay with your debit card<\/a>.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Customer-payinh-for-food-with-credit-card-at-food-truck-stand-in-city_Maskot.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">MASKOT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>At the checkout, you can either tell the cashier or select the appropriate button on the self-checkout to request cash back. At that point, the process is like an ATM: Simply request your desired cash-back amount. Aside from your small purchase, you get the cash you need without fees.<\/p>\n<p><a id=\"use-mobile-payments\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Use mobile payments<\/h2>\n<p>What happens if you&#8217;re out of emergency cash and realize a merchant doesn&#8217;t accept <a href=\"https:\/\/thepointsguy.com\/credit-cards\/different-types-of-credit-cards\/\" rel=\"noopener\" target=\"_blank\">credit cards<\/a>? Before you run off to an ATM, ask them if they accept <a href=\"https:\/\/thepointsguy.com\/news\/ditch-your-wallet-pros-and-cons-of-mobile-payments\/\" rel=\"noopener\" target=\"_blank\">mobile payments<\/a>. Sometimes, a merchant can scan a card in your mobile wallet even if they don&#8217;t have a physical card reader.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/DjelicS_GettyImages-916459812.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">DJELICS\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If that&#8217;s the case, having your mobile wallet set up can save you the cost of an ATM fee.<\/p>\n<p><a id=\"get-your-atm-fees-reimbursed\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Get your ATM fees reimbursed<\/h2>\n<p>Some banks will reimburse ATM fees that you incur on your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-checking-accounts\/\" rel=\"noopener\" target=\"_blank\">checking account<\/a>. This is worth considering if you&#8217;re shopping for a new bank. The feature can offer peace of mind when you need last-minute cash.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Person-using-computer-at-home-while-holding-credit-card_FreshSplash.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">FRESHSPLASH\/GETTY IMAGES<\/figcaption><\/figure>\n<p>For example, the Schwab Bank High Yield Investor Checking account reimburses ATM fees on domestic purchases.<\/p>\n<p>The account is also helpful when spending abroad. There are no <a href=\"https:\/\/thepointsguy.com\/credit-cards\/foreign-transaction-fees\/\" rel=\"noopener\" target=\"_blank\">foreign transaction fees<\/a>, and you will be reimbursed for any international ATM fees you incur. Also, the account has no minimum balance requirements or monthly maintenance fees.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>It&#8217;s a good practice to avoid out-of-network ATM fees when you need cash. To ensure you&#8217;re prepared for cash-only situations, plan ahead and obtain cash from an ATM in your bank&#8217;s network or via cash back from a retail store.<\/p>\n<p>Setting up your mobile wallet or opening a bank account that reimburses ATM fees are also good options. With these strategies in place, you should be able to avoid ever paying an out-of-network ATM fee.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/top-checking-accounts-avoiding-foreign-atm-fees\/\" rel=\"noopener\" target=\"_blank\">The top checking accounts for avoiding ATM fees<\/a><\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Around here, we generally try to avoid paying with cash in order to maximize credit card rewards. But sometimes, there is no other option, and you find yourself running to the nearest ATM for cash. And if the ATM doesn&#8217;t belong to your bank&#8217;s network, you&#8217;re likely stuck with an annoying ATM fee. Tired of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7871,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[7],"tags":[],"class_list":["post-7870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","entry","has-media","owp-thumbs-layout-horizontal","owp-btn-normal","owp-tabs-layout-horizontal","has-no-thumbnails","has-product-nav"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=1600&resize=1600,836&ssl=1","rttpg_featured_image_url":{"full":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=1600&resize=1600,836&ssl=1",1600,836,false],"landscape":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"portraits":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"thumbnail":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=150&resize=150,150&ssl=1",150,150,false],"medium":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=300&resize=300,300&ssl=1",300,300,false],"large":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=1024&resize=1024,1024&ssl=1",1024,1024,false],"1536x1536":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=1536&resize=1536,1536&ssl=1",1536,1536,false],"2048x2048":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=2048&resize=2048,2048&ssl=1",2048,2048,false],"ocean-thumb-m":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=600&resize=600,600&ssl=1",600,600,false],"ocean-thumb-ml":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=800&resize=800,450&ssl=1",800,450,false],"ocean-thumb-l":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=1200&resize=1200,700&ssl=1",1200,700,false],"woocommerce_thumbnail":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=300&resize=300,300&ssl=1",300,300,false],"woocommerce_single":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=600&resize=600,0&ssl=1",600,0,false],"woocommerce_gallery_thumbnail":["https:\/\/i2.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/SOCIAL-IMAGE_PARTNER-OFFERS-TERMS-APPLY_Man-leaning-against-ATM-machine-while-holding-credit-card-and-using-smart-phone_-Milan-Markovic_24.jpg?w=100&resize=100,100&ssl=1",100,100,false]},"rttpg_author":{"display_name":"admin","author_link":"https:\/\/travelaffiliatewebsite.com\/mer\/author\/admin\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/travelaffiliatewebsite.com\/mer\/category\/travel\/\" rel=\"category tag\">Travel<\/a>","rttpg_excerpt":"Around here, we generally try to avoid paying with cash in order to maximize credit card rewards. But sometimes, there is no other option, and you find yourself running to the nearest ATM for cash. And if the ATM doesn&#8217;t belong to your bank&#8217;s network, you&#8217;re likely stuck with an annoying ATM fee. Tired of&hellip;","_links":{"self":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/7870"}],"collection":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/comments?post=7870"}],"version-history":[{"count":1,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/7870\/revisions"}],"predecessor-version":[{"id":7872,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/7870\/revisions\/7872"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media\/7871"}],"wp:attachment":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media?parent=7870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/categories?post=7870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/tags?post=7870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}