{"id":6712,"date":"2023-12-14T10:58:30","date_gmt":"2023-12-14T10:58:30","guid":{"rendered":"https:\/\/mer.tours\/capital-one-venture-vs-bank-of-america-travel-rewards\/"},"modified":"2023-12-14T10:58:30","modified_gmt":"2023-12-14T10:58:30","slug":"capital-one-venture-vs-bank-of-america-travel-rewards","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/capital-one-venture-vs-bank-of-america-travel-rewards\/","title":{"rendered":"Capital One Venture vs. Bank of America Travel Rewards"},"content":{"rendered":"

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Whether you’re a beginner to points and miles or a seasoned pro, it’s always a good idea to have at least one flat-rate earning credit card in your wallet.<\/p>\n

Beginners<\/a> can use these cards as a great jumping-off point for earning rewards because there aren’t any bonus categories to worry about maximizing. In contrast, more experienced travelers can use them as a fall-back card for non-bonus spending<\/a>.<\/p>\n

No matter which category you fall into, you want to make sure you choose the right option. Let’s two top flat-rate credit cards side-by-side: the Capital One Venture Rewards Credit Card<\/a><\/span> and the Bank of America\u00ae Travel Rewards credit card<\/a><\/span>.<\/p>\n

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Capital One Venture Rewards vs. Bank of America Travel Rewards comparison<\/h2>\n
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Card:<\/strong><\/th>\nCapital One Venture Rewards<\/strong><\/th>\nBank of America Travel Rewards<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Annual fee<\/td>\n$95 (see rates and fees<\/a>)<\/td>\n$0<\/td>\n<\/tr>\n
Welcome offer<\/td>\n75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening<\/td>\n25,000 online bonus points after you spend $1,000 in the first 90 days from account opening<\/td>\n<\/tr>\n
Earning rate<\/td>\n5 miles per dollar on hotels and rental cars booked through Capital One Travel<\/p>\n

2 miles per dollar on all purchases<\/p>\n<\/td>\n

1.5 points per dollar on all purchases<\/p>\n

25%-75% more points on every purchase for Preferred Rewards members<\/p>\n<\/td>\n<\/tr>\n

Rewards value (per TPG valuations<\/a>)<\/td>\n1.85 cents per mile<\/td>\n1 cent per point<\/td>\n<\/tr>\n
Top benefits<\/td>\nGlobal Entry\/TSA PreCheck application fee credit<\/p>\n

Travel protections<\/p>\n<\/td>\n

Visa Signature benefits<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

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Capital One Venture Rewards vs. Bank of America Travel Rewards welcome offer<\/h2>\n

Currently, new Capital One Venture Rewards<\/a><\/span> cardholders will receive 75,000 miles after spending $4,000 in the first three months from account opening. TPG values<\/a> Capital One miles at 1.85 cents each, making this offer worth $1,388. Even if you redeem these miles for a less valuable statement credit (more on this below), the bonus will cover $750 in travel.<\/p>\n

The Bank of America Travel Rewards<\/a><\/span>, on the other hand, is currently offering 25,000 online bonus points after you spend at least $1,000 in the first 90 days of account opening. These points are worth $250 in statement credits.<\/p>\n

Winner:<\/strong> Capital One Venture Rewards. It has a higher spending requirement, but the bonus is worth at least three times as much as the Bank of America Travel Rewards bonus.<\/p>\n

Related: The best time to apply for these popular travel cards based on offer history<\/a><\/strong><\/p>\n

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Capital One Venture Rewards vs. Bank of America Travel Rewards benefits<\/h2>\n

The Bank of America Travel Rewards<\/a><\/span> has no annual fee, so it comes with minimal benefits. However, it is a Visa Signature card<\/a>, so cardholders receive some travel protections and benefits that come with this card type.<\/p>\n

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