{"id":5293,"date":"2023-10-31T16:20:15","date_gmt":"2023-10-31T16:20:15","guid":{"rendered":"https:\/\/mer.tours\/capital-one-quicksilver-vs-chase-freedom-unlimited-which-is-better-for-cash-back\/"},"modified":"2023-10-31T16:20:15","modified_gmt":"2023-10-31T16:20:15","slug":"capital-one-quicksilver-vs-chase-freedom-unlimited-which-is-better-for-cash-back","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/capital-one-quicksilver-vs-chase-freedom-unlimited-which-is-better-for-cash-back\/","title":{"rendered":"Capital One Quicksilver vs. Chase Freedom Unlimited: Which is better for cash back?"},"content":{"rendered":"

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Whether you’re a newbie to the credit card universe or a seasoned veteran, it’s always good to have a solid flat-rate card for everyday spending<\/a> that might not fit into bonus categories on other cards. Several great choices on the market can help you earn rewards on every purchase.<\/p>\n

Two top no-annual-fee cards<\/a> are the Chase Freedom Unlimited<\/a> and Capital One Quicksilver Cash Rewards Credit Card<\/a><\/span> (see rates and fees<\/a>). Both offer 1.5% back on all purchases and many of the same benefits. So, which card is best for you?<\/p>\n

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Chase Freedom Unlimited vs. Capital One Quicksilver\u00a0 comparison<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nChase Freedom Unlimited<\/strong><\/th>\nCapital One Quicksilver Cash Rewards Credit Card<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Annual fee\u00a0<\/strong><\/td>\n$0<\/td>\n$0 (see rates and fees<\/a>)<\/td>\n<\/tr>\n
Sign-up bonus<\/strong><\/td>\nChase will automatically match all the cash back you’ve earned in the first 12 months with no limit<\/td>\n$200 after spending $500 on purchases in the first three months from account opening<\/td>\n<\/tr>\n
Rewards rate\u00a0<\/strong><\/td>\n5% back on travel booked through\u00a0Ultimate Rewards<\/p>\n

3% back on\u00a0dining\u00a0(including takeout and eligible delivery services)<\/p>\n

3% back at drugstores<\/p>\n

1.5% back on all other purchases<\/p>\n<\/td>\n

1.5% back on all purchases<\/td>\n<\/tr>\n
Other perks<\/strong><\/td>\nRental car protection<\/p>\n

Trip cancellation and interruption insurance<\/p>\n

Roadside dispatch<\/p>\n

Extended warranty protection<\/p>\n

Purchase protection<\/p>\n<\/td>\n

Up to six months of complimentary Uber One membership statement credits (through Nov. 14, 2024)<\/p>\n

Car rental insurance<\/p>\n

Travel accident insurance<\/p>\n

Extended warranty<\/p>\n

Concierge service<\/p>\n

Access to Capital One experiences<\/p>\n<\/td>\n<\/tr>\n

Foreign transaction fee<\/strong><\/td>\n3%<\/td>\nNone<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

As you can see, there are a lot of similarities between the basic offers of these two cards and a few key differences.<\/p>\n

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Chase Freedom Unlimited vs. Capital One Quicksilver welcome bonus<\/h2>\n

Capital One currently provides new Quicksilver Cash Rewards<\/a><\/span> cardholders with a $200 cash bonus after spending $500 on purchases within the initial three months of opening their account.<\/p>\n

The Chase Freedom Unlimited<\/a>, on the other hand, is offering a unique opportunity<\/a> for cardholders to double their cash back earnings in the first year. Chase will match all the cash back earned during the initial 12 months with no maximum limit, effectively doubling the card’s earning rates through that period.<\/p>\n

Winner<\/strong>: Chase Freedom Unlimited<\/p>\n

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Chase Freedom Unlimited vs. Capital One Quicksilver benefits<\/h2>\n

The Freedom Unlimited<\/a> offers solid perks for a no-annual-fee card, including rental car protection, trip cancellation and interruption insurance, roadside dispatch, extended warranty protection and purchase protection.<\/p>\n

The Quicksilver<\/a><\/span>, on the other hand, doesn’t charge any foreign transaction fees<\/a> (see rates and fees<\/a>), which can’t be said for the Freedom Unlimited. Other benefits include up to six months of complimentary Uber One membership statement credits<\/a> (through Nov. 14, 2024), 24-hour travel assistance services, travel accident insurance, extended warranty, concierge service and exclusive culinary experiences, sports and music events through Capital One Entertainment.<\/p>\n

Winner<\/strong>: Capital One Quicksilver<\/p>\n

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Earning cash back on the Chase Freedom Unlimited vs. Capital One Quicksilver<\/h2>\n

The Capital One Quicksilver<\/a><\/span> offers a straightforward 1.5% back on all purchases a solid general earning rate for a cash-back card.<\/p>\n

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