{"id":4876,"date":"2023-10-19T01:17:28","date_gmt":"2023-10-19T01:17:28","guid":{"rendered":"https:\/\/mer.tours\/when-to-apply-for-chase-credit-cards-based-on-offer-history\/"},"modified":"2023-10-19T01:17:28","modified_gmt":"2023-10-19T01:17:28","slug":"when-to-apply-for-chase-credit-cards-based-on-offer-history","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/when-to-apply-for-chase-credit-cards-based-on-offer-history\/","title":{"rendered":"When to apply for Chase credit cards based on offer history"},"content":{"rendered":"

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“I wish I had applied for the _____ credit card when it had that bonus of _____.” We’ve heard this numerous times.<\/p>\n

Knowing when to jump on a credit card’s sign-up bonus<\/a> and when to wait can be difficult as these offers change frequently. While perspectives vary on offers that include a tangible number of points<\/a> versus offers that include other perks<\/a>, having a history of offers can help you know what to look for to separate good and not-so-good bonuses.<\/p>\n

Here’s a list of Chase’s best credit card sign-up bonuses, including how these offers have changed over time and a note on when you should run \u2014 not walk \u2014 to apply for a card based on its best-ever welcome bonus.<\/p>\n

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Best Chase credit card sign-up bonuses<\/h2>\n
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Card<\/strong><\/th>\nBest welcome offer we’ve seen<\/strong><\/th>\nWhen to apply<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Chase Freedom Flex<\/a><\/strong><\/td>\nEarn $200 back after spending $500 on purchases in the first three months from account opening, plus earn 5% back on grocery store purchases (not including Target or Walmart) on up to $12,000 spent during the first year.<\/td>\nWhen the offer has $200 back plus a bonus category for 5% back during your first year from account opening.<\/td>\n<\/tr>\n
Chase Freedom Unlimited<\/a><\/strong><\/td>\nDepending on your spending habits, the best offer is either:<\/p>\n

Earn unlimited double cash back for the first twelve months of account opening.<\/p>\n

or<\/p>\n

Earn a $200 bonus after spending $500 on purchases in the first three months from account opening, plus earn 5% back on grocery store purchases (not including Target or Walmart) during the first year (on up to $12,000 of these purchases).<\/p>\n<\/td>\n

When the offer has at least $200 back plus a bonus category for 5% back during your first year from account opening.<\/td>\n<\/tr>\n
Chase Sapphire Preferred Card<\/strong><\/a><\/td>\nEarn 100,000 bonus points after spending $4,000 in the first three months of account opening.<\/td>\nWhen you can get more than 60,000 bonus points, jump on it.<\/td>\n<\/tr>\n
Chase Sapphire Reserve<\/a><\/strong><\/td>\nEarn 100,000 bonus points after spending $4,000 in the first three months of account opening.<\/td>\nAnytime the offer is 60,000 bonus points or higher.<\/td>\n<\/tr>\n
IHG One Rewards Premier Credit Card<\/a><\/strong><\/td>\nEarn 175,000 bonus points after spending $3,000 on purchases within 3 months of account opening.<\/td>\nIf you can get better than 125,000 points \u2014 whether that’s extra points or a free night award added on.<\/td>\n<\/tr>\n
IHG\u202fOne Rewards Traveler Credit Card<\/a><\/strong><\/td>\nEarn 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/td>\n80,000 points are standard, and anything above that is excellent.<\/td>\n<\/tr>\n
Ink Business Cash Credit Card<\/strong><\/a><\/td>\nEarn a $900 cash bonus after spending $6,000 on purchases within three months of account opening.<\/td>\nIf the offer is at or above $750 cash.<\/td>\n<\/tr>\n
Ink Business Preferred Credit Card<\/a><\/strong><\/td>\nEarn 100,000 bonus points after you spend $8,000 in the first three months from account opening.<\/td>\n100,000 points has been the standard offer for a few years now.<\/td>\n<\/tr>\n
Ink Business Unlimited Credit Card<\/strong><\/a><\/td>\nEarn a $900 cash bonus after spending $6,000 on purchases within three months from account opening.<\/td>\nIf the offer is at or above $750 cash.<\/td>\n<\/tr>\n
Marriott Bonvoy Boundless Credit Card<\/a><\/strong><\/td>\nFive free night awards worth up to 50,000 points each.<\/td>\nIf you can get more than three free night awards or at least 100,000 bonus points.<\/td>\n<\/tr>\n
Marriott Bonvoy Bold Credit Card<\/strong><\/a><\/td>\nEarn up to 100,000 bonus points: 50,000 points after spending $1,000 on eligible purchases in the first six months, plus another 50,000 bonus points after staying six eligible paid nights at Marriott hotels.<\/td>\nIf you can get more than 60,000 points.<\/td>\n<\/tr>\n
Southwest Rapid Rewards Performance Business Credit Card<\/a><\/strong><\/td>\nEarn up to 100,000 bonus points: Get 70,000 points after spending $5,000 on purchases in the first three months and another 30,000 points after spending $25,000 total in the first six months.<\/td>\nIf you can get more than 80,000 points.<\/td>\n<\/tr>\n
Southwest Rapid Rewards Plus Credit Card<\/strong><\/a><\/td>\nIt depends on your bonus preference: a Companion Pass valid for a year plus 30,000 points or up to 100,000 bonus points after spending $12,000 within 12 months.<\/td>\nWhen you can earn a Companion Pass valid for a year or can earn upward of 75,000 points.<\/td>\n<\/tr>\n
Southwest Rapid Rewards Premier Business Credit Card<\/strong><\/a><\/td>\nEarn 60,000 bonus points after spending $3,000 on purchases within the first three months from account opening, plus another 60,000 points after spending $15,000 in the first nine months.<\/td>\nIf an offer for more than 60,000 points comes out, jump on it \u2014 60,000 points has been the standard for several years.<\/td>\n<\/tr>\n
Southwest Rapid Rewards Premier Credit Card<\/strong><\/a><\/td>\nIt depends on your bonus preference: a Companion Pass valid for a year plus 30,000 points or up to 100,000 bonus points after spending $12,000 within 12 months.<\/td>\nWhen you can earn a Companion Pass valid for a year or can earn upward of 75,000 points.<\/td>\n<\/tr>\n
Southwest Rapid Rewards Priority Credit Card<\/strong><\/a><\/td>\nIt depends on your bonus preference: a Companion Pass valid for a year plus 30,000 points or up to 100,000 bonus points after spending $12,000 within 12 months.<\/td>\nWhen you can earn a Companion Pass valid for a year or can earn upward of 75,000 points.<\/td>\n<\/tr>\n
United Business Card<\/strong><\/a><\/td>\nEarn up to 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. Earn an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening.<\/td>\nWhen you can get 100,000 miles or more.<\/td>\n<\/tr>\n
United Club Business Card<\/strong><\/a><\/td>\nEarn 100,000 bonus miles after spending $10,000 on purchases within three months of account opening.<\/td>\nAnything above 75,000 miles.<\/td>\n<\/tr>\n
United Club Infinite Card<\/strong><\/a><\/td>\nEarn 100,000 bonus miles after spending $5,000 on purchases within three months of account opening.<\/td>\nWhen you can get 80,000 miles or more.<\/td>\n<\/tr>\n
United Explorer Card<\/strong><\/a><\/td>\nEarn up to 70,000 bonus miles: Get 60,000 bonus miles after you spend $3,000 on purchases in the first three months from account opening, plus receive 10,000 more miles after $6,000 total on purchases in the first six months your account is open.<\/td>\nWhen you can get 60,000 or more miles \u2014 especially if it requires under $10,000 in spending.<\/td>\n<\/tr>\n
United Quest Card<\/strong><\/a><\/td>\nEarn up to 100,000 bonus miles: Get 80,000 miles after spending $5,000 on purchases in the first three months from account opening. Get another 20,000 bonus miles after spending $10,000 total on your card within six months from account opening.<\/td>\nWhen you can earn 80,000 miles or more.<\/td>\n<\/tr>\n
World of Hyatt Business Credit Card<\/a><\/strong><\/td>\nEarn 75,000 bonus points after spending $7,500 on purchases within three months from account opening.<\/td>\nWhenever you can receive better than 60,000 points from spending $5,000 \u2014 whether that means extra points, stay credits or something else.<\/td>\n<\/tr>\n
World of Hyatt Credit Card<\/a><\/strong><\/td>\nEarn up to 60,000 bonus points: Get 40,000 bonus points after spending $3,000 on purchases within three months from account opening. Receive another 20,000 bonus points after spending $6,000 total on purchases within six months from account opening.<\/td>\nIf you can get 50,000 points or more for under $10,000 in spending.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

The information for the United Club Business Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

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Chase Freedom Flex<\/h2>\n

The Chase Freedom Flex<\/a> card comes with no annual fee and a solid earning structure both on common spending categories and also on rotating quarterly categories.<\/p>\n

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