{"id":4536,"date":"2023-10-10T22:24:09","date_gmt":"2023-10-10T22:24:09","guid":{"rendered":"https:\/\/mer.tours\/ink-business-preferred-and-ink-business-cash-are-a-great-pair\/"},"modified":"2023-10-10T22:24:09","modified_gmt":"2023-10-10T22:24:09","slug":"ink-business-preferred-and-ink-business-cash-are-a-great-pair","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/ink-business-preferred-and-ink-business-cash-are-a-great-pair\/","title":{"rendered":"Ink Business Preferred and Ink Business Cash are a great pair"},"content":{"rendered":"<p><\/p>\n<div>\n<p>Some credit cards are just better together. We&#8217;ve written about some of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-credit-card-pairings\/\" rel=\"noopener\" target=\"_blank\">best credit card pairings<\/a> that can unlock more redemption options or additional bonus categories.<\/p>\n<p>But in this guide, we&#8217;re diving into an iconic credit card pair: the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Preferred Credit Card<\/a><\/span> and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash Credit Card<\/a><\/span> \u2014 the latter of which has an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/ink-business-cards-current-offers\/\" rel=\"noopener\" target=\"_blank\">elevated sign-up bonus<\/a> for new applicants.<\/p>\n<p><a id=\"comparing-the-ink-business-preferred-and-ink-business-cash\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Comparing the Ink Business Preferred and Ink Business Cash<\/h2>\n<div class=\"jsx-3709662331 tpg-table \">\n<div tabindex=\"0\" class=\"jsx-3709662331\">\n<table class=\"jsx-3709662331\">\n<thead class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<th class=\"jsx-3709662331\"><strong>Benefit details<\/strong><\/th>\n<th class=\"jsx-3709662331\"><strong>Ink Business Preferred<\/strong><\/th>\n<th class=\"jsx-3709662331\"><strong>Ink Business Cash<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<td><strong>Sign-up bonus<\/strong><\/td>\n<td>100,000 bonus points after you spend $8,000 on purchases in the first three months after account opening<\/td>\n<td>$900 cash back after you spend $6,000 on purchases in the first three months of account opening<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Annual fee<\/strong><\/td>\n<td>$95<\/td>\n<td>None<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Earning rates<\/strong><\/td>\n<td>5 points per dollar on Lyft rides through March 2025<\/p>\n<p>3 points per dollar on the first $150,000 spent each account anniversary year on travel, shipping purchases, internet, cable and phone services, and advertising purchases with social media sites and search engines<\/p>\n<p>1 point per dollar on everything else<\/p>\n<\/td>\n<td>5% cash back at office supply stores and on internet, cable and phone services on the first $25,000 spent in combined purchases each account anniversary year<\/p>\n<p>5% cash back on Lyft rides through March 2025<\/p>\n<p>2% cash back at gas stations and restaurants on the first $25,000 spent in combined purchases each account anniversary year<\/p>\n<p>1% cash back on everything else<\/p>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Best redemption options<\/strong><\/td>\n<td>Transfer to partners at a 1:1 ratio (<a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener noreferrer\">TPG values<\/a> Chase points at 2.05 cents each)<\/p>\n<p>Chase travel portal (1.25 cents each)<\/p>\n<p>Cash back and gift cards (1 cent each)<\/p>\n<\/td>\n<td>Chase travel portal, cash back and gift cards (1 cent each)<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Standout benefits<\/strong><\/td>\n<td>Employee cards at no additional cost<\/p>\n<p>Extended warranty protection, purchase protection and cellphone protection<\/p>\n<p>Trip cancellation\/interruption insurance and auto rental collision damage waiver<\/p>\n<\/td>\n<td>Employee cards at no additional cost<\/p>\n<p>Extended warranty protection and purchase protection<\/p>\n<p>Auto rental collision damage waiver<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p>For more details, check out our full reviews of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/reviews\/credit-card-review-ink-business-cash-credit-card\/\" rel=\"noopener\" target=\"_blank\">Ink Business Cash Credit Card<\/a> and the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/reviews\/ink-business-preferred-card-review\/\" rel=\"noopener\" target=\"_blank\">Ink Business Preferred Credit Card<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-ink-card-showdown\/\" rel=\"noopener\" target=\"_blank\">Your guide to the Chase Ink Business credit cards<\/a><\/strong><\/p>\n<p><a id=\"why-pair-the-ink-business-cash-and-the-ink-business-preferred-cards\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Why pair the Ink Business Cash and the Ink Business Preferred cards<\/h2>\n<p>Seeing their perks listed side by side, you may already have realized why the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash Credit Card<\/a><\/span> and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Preferred Credit Card<\/a><\/span> are a great pair. But let&#8217;s break it down.<\/p>\n<h3>Turn your cash-back into points<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/businesswoman-using-crdit-card-at-airport-lounge_Maskot.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">MASKOT\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you already have the Ink Business Cash, you can add redemption options and boost your redemption rates by adding the Ink Business Preferred to your wallet. This is because <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business-cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">cash-back rewards<\/a> earned by the Ink Business Cash Card can be <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener noreferrer\" target=\"_blank\">converted to Chase Ultimate Rewards points<\/a> when you have a card like the Ink Business Preferred that earns full Chase Ultimate Rewards points.<\/p>\n<p>By converting the cash-back rewards on your Ink Business Cash to Ultimate Rewards points on your Ink Business Preferred, you increase the rate at which you can <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-travel-portal\/\" rel=\"noopener noreferrer\" target=\"_blank\">redeem through the Chase travel portal<\/a> from one cent per point to 1.25 cents per point. And you unlock <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\" rel=\"noopener noreferrer\" target=\"_blank\">1:1 transfers to hotel and airline partners<\/a>, such as <a href=\"https:\/\/thepointsguy.com\/guide\/should-i-get-the-world-of-hyatt-credit-card-or-transfer-points-from-chase-instead\/\" rel=\"noopener noreferrer\" target=\"_blank\">World of Hyatt<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-chase-ultimate-rewards-united\/\" rel=\"noopener noreferrer\" target=\"_blank\">United MileagePlus<\/a>.<\/p>\n<p>Having the Ink Business Cash alone means your rewards are capped at a value of 1 cent apiece toward redemptions.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener\" target=\"_blank\">How to redeem Chase Ultimate Rewards points for maximum value<\/a><\/strong><\/p>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<h3>Boost your earning rates on select purchases<\/h3>\n<p>Suppose you already have the Ink Business Preferred. In that case, you can boost your Chase Ultimate Rewards earning rate without incurring additional annual fees by adding the no-annual-fee Ink Business Cash to your wallet.<\/p>\n<p>If your business doesn&#8217;t spend money at office supply stores or on internet, cable and phone services \u2014 and already has high-earning cards to use at gas stations and restaurants \u2014 the Ink Business Cash Card won&#8217;t be particularly useful. However, most businesses that already have the Ink Business Preferred Card will find that adding the Ink Business Cash Card to their wallet will increase their earnings.<\/p>\n<p>A similar calculation can happen for those with the Ink Business Cash but not the Ink Business Preferred. In this case, you&#8217;re missing out on earning 3 points per dollar on these purchases (up to $150,000 in combined spending in a year):<\/p>\n<ul>\n<li>Travel<\/li>\n<li>Shipping purchases<\/li>\n<li>Internet, cable and phone services<\/li>\n<li>Advertising purchases with social media sites and search engines<\/li>\n<\/ul>\n<p>Note that purchases for internet, cable and phone services already earn rewards at a higher rate on the Ink Business Cash. However, there&#8217;s a reason you might want to sacrifice some rewards \u2014 which brings us to the final reason to pair these cards.<\/p>\n<h3>Unlock additional protections<\/h3>\n<p>The Ink Business Preferred includes an array of additional coverage when you use the card for travel purchases \u2014 including <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-trip-cancellation-interruption-protection\/\" rel=\"noopener\" target=\"_blank\">trip cancellation and interruption protection<\/a> along with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-rental-car-coverage\/\" rel=\"noopener\" target=\"_blank\">primary car rental coverage<\/a>. You also enjoy <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener\" target=\"_blank\">purchase protection<\/a> and an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-extended-warranty\/\" rel=\"noopener\" target=\"_blank\">extended warranty<\/a> when you charge eligible purchases to the card.<\/p>\n<p>But the Ink Business Preferred also includes cellphone coverage. When you charge your monthly bill to the card, you and your employees listed on your company&#8217;s phone account can be reimbursed for up to $1,000 per claim for theft or damage (subject to a $100 deductible per claim and limited to no more than three claims per 12-month period). Even though it lowers your earnings on these purchases from 5% on the Ink Business Cash to 3 points per dollar on the Ink Business Preferred, just a single claim for a stolen or damaged phone could more than make up for it.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-you-might-be-eligible-for-business-credit-card\/\" rel=\"noopener\" target=\"_blank\">Who qualifies for a business credit card?<\/a><\/strong><\/p>\n<p><a id=\"other-pairings-to-consider\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Other pairings to consider<\/h2>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/YOUNG-MAN-using-laptop-while-holding-credit-card_South_agency.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">SOUTH_AGENCY\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You may prefer to pair a different card with your Ink Business Cash Card or Ink Business Preferred Card. Or, you might find adding a third card to your wallet useful. Here are some additional options to consider.<\/p>\n<h3>Add the Ink Business Unlimited<\/h3>\n<p>Businesses with ample non-bonus-category spending may find it useful to also add the no-annual-fee <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Unlimited Credit Card<\/a><\/span> to their wallet to earn 1.5% cash-back rewards on every purchase. Plus, remember the 1.5% cash-back rewards can become 1.5 Ultimate Rewards points per dollar when <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">paired with a card that earns Ultimate Rewards points<\/a>.<\/p>\n<p>And right now, like the Ink Business Cash, this card is also offering $900 cash back after you spend $6,000 on purchases in the first three months of account opening.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/reviews\/ink-business-unlimited-credit-card-review\/\" rel=\"noopener\" target=\"_blank\">Ink Business Unlimited credit card review<\/a><\/strong><\/p>\n<h3>Add a no-annual-fee personal card<\/h3>\n<p>Adding no-annual-fee Ultimate Rewards consumer cards such as the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-unlimited%e2%84%a0\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Unlimited<\/a><\/span> or <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Flex<\/a><\/span> to your wallet may make sense once you have the Ink Business Preferred Credit Card.<\/p>\n<p>This is a particularly good idea if you&#8217;ll use these cards for business expenses or don&#8217;t mind transferring rewards earned on your personal spending to your business card&#8217;s Ultimate Rewards account.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-freedom-vs-chase-freedom-unlimited\/\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex vs. Chase Freedom Unlimited comparison<\/a><\/strong><\/p>\n<h3>Skip the Ink Business Preferred Card<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Businesswoman-using-credit-card-at-office_Drazen_.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">DRAZEN_\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Suppose you already have the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred Card<\/a><\/span> or the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve<\/a><\/span>. In that case, you may opt to forgo the Ink Business Preferred Credit Card and collect rewards earned on your Ink Business Cash Card in your personal card&#8217;s Ultimate Rewards account.<\/p>\n<h3>Consider Chase&#8217;s 5\/24 rule<\/h3>\n<p>One final consideration is where you stand with <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase&#8217;s 5\/24 rule<\/a>.<\/p>\n<p>This rule means you generally won&#8217;t be approved for most Chase-issued cards if you&#8217;ve opened five or more personal credit cards across all banks in the last 24 months. Although you&#8217;re unlikely to be approved for most Chase-issued cards if you are over 5\/24, <a href=\"https:\/\/thepointsguy.com\/guide\/these-business-cards-can-help-you-stay-under-chases-5-24-rule\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase-issued business cards don&#8217;t count<\/a> toward your 5\/24 count. As a result, it&#8217;s generally best to open the Chase-issued business cards you want first before moving on to other cards.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/how-to-calculate-your-5-24-standing\/\" rel=\"noopener\" target=\"_blank\">Want to open a new Chase card? Here&#8217;s how to calculate your 5\/24 standing<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>The Ink Business Preferred and the Ink Business Cash are strong enough individually to make our list of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">best business credit cards<\/a>. But they&#8217;re even better when paired together. By holding both in your wallet, you can earn more points and have more valuable redemption options than you would with just one of them.<\/p>\n<p><strong>Related guides:<\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here for the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Preferred Credit Card<\/a><\/span> and the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Ink Business Cash Credit Card<\/a><\/span><\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Some credit cards are just better together. We&#8217;ve written about some of the best credit card pairings that can unlock more redemption options or additional bonus categories. But in this guide, we&#8217;re diving into an iconic credit card pair: the Ink Business Preferred Credit Card and the Ink Business Cash Credit Card \u2014 the latter [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4537,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[7],"tags":[],"class_list":["post-4536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","entry","has-media","owp-thumbs-layout-horizontal","owp-btn-normal","owp-tabs-layout-horizontal","has-no-thumbnails","has-product-nav"],"jetpack_featured_media_url":"https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=1600&resize=1600,836&ssl=1","rttpg_featured_image_url":{"full":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=1600&resize=1600,836&ssl=1",1600,836,false],"landscape":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"portraits":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"thumbnail":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=150&resize=150,150&ssl=1",150,150,false],"medium":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=300&resize=300,300&ssl=1",300,300,false],"large":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=1024&resize=1024,1024&ssl=1",1024,1024,false],"1536x1536":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=1536&resize=1536,1536&ssl=1",1536,1536,false],"2048x2048":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=2048&resize=2048,2048&ssl=1",2048,2048,false],"ocean-thumb-m":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=600&resize=600,600&ssl=1",600,600,false],"ocean-thumb-ml":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=800&resize=800,450&ssl=1",800,450,false],"ocean-thumb-l":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=1200&resize=1200,700&ssl=1",1200,700,false],"woocommerce_thumbnail":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=300&resize=300,300&ssl=1",300,300,false],"woocommerce_single":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=600&resize=600,0&ssl=1",600,0,false],"woocommerce_gallery_thumbnail":["https:\/\/i1.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2021\/07\/card-category-social_Shopping_Maskot-2_social.jpg?w=100&resize=100,100&ssl=1",100,100,false]},"rttpg_author":{"display_name":"admin","author_link":"https:\/\/travelaffiliatewebsite.com\/mer\/author\/admin\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/travelaffiliatewebsite.com\/mer\/category\/travel\/\" rel=\"category tag\">Travel<\/a>","rttpg_excerpt":"Some credit cards are just better together. We&#8217;ve written about some of the best credit card pairings that can unlock more redemption options or additional bonus categories. But in this guide, we&#8217;re diving into an iconic credit card pair: the Ink Business Preferred Credit Card and the Ink Business Cash Credit Card \u2014 the latter&hellip;","_links":{"self":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/4536"}],"collection":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/comments?post=4536"}],"version-history":[{"count":1,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/4536\/revisions"}],"predecessor-version":[{"id":4538,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/4536\/revisions\/4538"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media\/4537"}],"wp:attachment":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media?parent=4536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/categories?post=4536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/tags?post=4536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}