{"id":4521,"date":"2023-10-10T17:07:41","date_gmt":"2023-10-10T17:07:41","guid":{"rendered":"https:\/\/mer.tours\/what-credit-score-do-you-need-to-get-delta-skymiles-cards\/"},"modified":"2023-10-10T17:07:41","modified_gmt":"2023-10-10T17:07:41","slug":"what-credit-score-do-you-need-to-get-delta-skymiles-cards","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/what-credit-score-do-you-need-to-get-delta-skymiles-cards\/","title":{"rendered":"What credit score do you need to get Delta SkyMiles cards?"},"content":{"rendered":"

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You may wonder whether you have a high enough credit score<\/a> to be approved for a Delta SkyMiles credit card<\/a>. Of course, it’s important to remember that while your credit score indicates your approval odds, it’s not an absolute science. Credit card issuers also consider many other aspects when deciding whether to approve you for a card.<\/p>\n

So let’s take a closer look at what it usually takes to get approved for Delta consumer cards, including the Delta SkyMiles\u00ae Blue American Express Card<\/a><\/span>, Delta SkyMiles\u00ae Gold American Express Card<\/a><\/span>, Delta SkyMiles\u00ae Platinum American Express Card<\/a><\/span> and Delta SkyMiles\u00ae Reserve American Express Card<\/a><\/span>.<\/p>\n

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What credit score do you need to get Delta SkyMiles American Express cards?<\/h2>\n

To be approved for a Delta SkyMiles credit card, data points suggest you will generally need a credit score of 690 or higher. However, it is possible to be approved with a credit score as low as 640 if other aspects of your credit portfolio look appealing to American Express.<\/p>\n

American Express<\/a> doesn’t publish a required credit score for its cards. After all, many other factors go into qualification beyond your score. For example, Amex will likely also consider your income and the age of your credit accounts.<\/p>\n

Related: Why the perfect credit score isn’t necessary<\/a><\/strong><\/p>\n

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How many card accounts can I have open?<\/h2>\n

American Express limits cardholders to at most five Amex consumer or business credit cards. So, you likely won’t be approved if you already have five other Amex consumer or business credit cards.<\/p>\n

Related: TPG reader credit card question: How many credit cards should I have?<\/a><\/strong><\/p>\n

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Will I be eligible for a SkyMiles welcome bonus?<\/h2>\n

American Express generally restricts eligibility for a card’s welcome bonus to “one per lifetime<\/a>.” The application terms and conditions for the cobranded Delta cards currently state:<\/p>\n

Welcome offer not available to applicants who have or have had this or previous versions of this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.<\/em><\/p><\/blockquote>\n

Luckily, Amex’s welcome bonus qualification tool<\/a> will notify you if you are ineligible for a welcome bonus after you click to apply. If you aren’t eligible for the welcome bonus, you can either proceed without a welcome bonus or withdraw your application.<\/p>\n

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