{"id":10114,"date":"2024-11-08T17:10:14","date_gmt":"2024-11-08T17:10:14","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/9-business-credit-cards-that-can-replace-your-amex-business-platinum\/"},"modified":"2024-11-08T17:10:14","modified_gmt":"2024-11-08T17:10:14","slug":"9-business-credit-cards-that-can-replace-your-amex-business-platinum","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/9-business-credit-cards-that-can-replace-your-amex-business-platinum\/","title":{"rendered":"9 business credit cards that can replace your Amex Business Platinum"},"content":{"rendered":"<p><\/p>\n<div>\n<p>It&#8217;s no secret that <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-enhanced-business-platinum-card-from-american-express-open\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Business Platinum Card\u00ae from American Express<\/a><\/span> is the most expensive small business card on the market. This card carries a hefty $695 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-business-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>).<\/p>\n<p>With this card&#8217;s high annual cost, cardholders may wonder if it&#8217;s time to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-cancel-credit-card\/\" rel=\"noopener\" target=\"_blank\">cancel it<\/a> for good.<\/p>\n<p>The card features <a href=\"https:\/\/thepointsguy.com\/credit-cards\/things-to-do-amex-business-platinum\/\">more than $600<\/a> in annual business-centered statement credits (enrollment required):<\/p>\n<ul>\n<li>Up to $360 in Indeed statement credits*<\/li>\n<li>Up to $150 in Adobe statement credits*<\/li>\n<li>Up to $120 in U.S. wireless telephone services statement credit for purchases made directly with a U.S. provider, broken down to $10 monthly.*<\/li>\n<\/ul>\n<p>*These credits end Dec 31.<\/p>\n<p>If you&#8217;re able to make use of some (or all) of these credits, it&#8217;s <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/maximizing-amex-business-platinum\/\">likely worth keeping the Amex Business Platinum<\/a> in your wallet, given that the other ongoing benefits can help you offset the annual fee.<\/p>\n<p>But if you&#8217;ve decided that it&#8217;s time to throw in the towel, here are nine <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\">business credit cards<\/a> that can serve as excellent replacements.<\/p>\n<p><a id=\"american-express-business-gold-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">American Express\u00ae Business Gold Card<\/h2>\n<p><strong>Annual fee:<\/strong> S375 (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Welcome offer: <\/strong>Earn 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations,<\/a> this welcome offer is worth $2,000.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/American-Express-Business-Gold-American-Express-Business-Rose-Gold_CCHH_2024-1.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why you should consider it:<\/strong> If you want to keep earning and redeeming points through the <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-amex-membership-rewards\/\">American Express Membership Rewards<\/a> ecosystem, the Amex Business Gold Card remains the next best option.<\/p>\n<p>For a fraction of the Business Platinum&#8217;s annual fee, the Amex Business Gold presents strong earning rates. You&#8217;ll earn 4 Membership Rewards points per dollar on the two categories where your business spends the most, on up to the first $150,000 in combined purchases, then 1 point per dollar:<\/p>\n<ul>\n<li>U.S. purchases on online, TV and radio advertising<\/li>\n<li>U.S. purchases at electronic goods retailers and on software &amp; cloud system providers<\/li>\n<li>U.S. gas stations<\/li>\n<li>U.S. restaurants, including takeout and delivery<\/li>\n<li>Transit purchases (includes trains, taxicabs, ride-hailing services, ferries, tolls, parking, buses and subways)<\/li>\n<li>U.S. monthly wireless telephone service charges made directly from a wireless telephone service provider<\/li>\n<\/ul>\n<p>If your business spends up to the $150,000 threshold, you&#8217;re looking at earning 600,000 Membership Rewards points annually \u2014 worth a tremendous $12,000 based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\">valuations<\/a>. Best of all, you&#8217;ll still be able to transfer your points to <a href=\"https:\/\/thepointsguy.com\/guide\/american-express-membership-rewards-transfer-times\/\">Amex&#8217;s 21 airline and hotel transfer partners<\/a>.<\/p>\n<p>While you could downgrade your Amex Business Platinum to the Amex Business Gold, you may want to consider applying for the Amex Business Gold outright, although due to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-bonus-lifetime-restrictions\/\" rel=\"noopener\" target=\"_blank\">Amex&#8217;s once-in-a-lifetime rule<\/a>, you may not be eligible for a signup bonus.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-business-gold-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Amex Business Gold<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Business Gold card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"the-blue-business-plus-credit-card-from-american-express\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">The Blue Business\u00ae Plus Credit Card from American Express<\/h2>\n<p><strong>Annual fee:<\/strong> S0 (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Welcome offer: <\/strong>Earn 15,000 Membership Rewards points after spending $3,000 in purchases on your card in your first three months of card membership. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this welcome offer is worth $300.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Blue-Business-Plus-Card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why you should consider it:<\/strong> Perhaps you&#8217;ve decided it&#8217;s time to stop paying an annual fee altogether. Or maybe you&#8217;re tired of keeping up with the dizzying array of annual statement credits offered on the Amex Business Platinum.<\/p>\n<p>If either situation applies to you, you can downgrade your Amex Business Platinum to the Blue Business Plus card, which will keep all of your hard-earned Membership Rewards points active for no annual fee.<\/p>\n<p>Simplicity is your best friend with the Blue Business Plus. You&#8217;ll earn 2 Membership Rewards points per dollar on the first $50,000 spent, then 1 point per dollar afterward. No matter the purchase, you&#8217;re always earning double the points up to that $50,000 spending threshold. If you&#8217;re a business owner who doesn&#8217;t have an exorbitant number of operating expenses, the Blue Business Plus is a fantastic option to retain earning and redeeming possibilities in the Membership Rewards program.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/blue-business-plus-amex-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Amex Blue Business Plus<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express\/?pid=22039963&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Amex Blue Business Plus<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"ink-business-preferred-credit-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Ink Business Preferred\u00ae Credit Card<\/h2>\n<p><strong>Annual fee:<\/strong> $95<\/p>\n<p><strong>Welcome offer<\/strong>: Earn 90,000 bonus points after spending $8,000 on eligible purchases in the first three months of account opening. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this offer is worth $1,845.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why you should consider it:<\/strong> Amex&#8217;s biggest competitor in the credit card rewards program space is Chase Ultimate Rewards. If you&#8217;re looking to cancel your Amex Business Platinum but don&#8217;t know what to apply for, look no further than the Ink Business Preferred.<\/p>\n<p>For just $95 per year, you&#8217;ll earn 3 points per dollar spent on shipping, internet, cable and phone services, advertising purchases and travel (up to the first $150,000 spent each account anniversary year, then 1 point per dollar). The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener\" target=\"_blank\">Chase Ultimate Rewards program<\/a> offers a wide range of transfer partners, including <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\">11 airline and three hotel loyalty programs<\/a>.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/ink-business-preferred-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Ink Business Preferred<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Ink Business Preferred<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"ink-business-premier-credit-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Ink Business Premier\u00ae Credit Card<\/h2>\n<p><strong>Annual fee:<\/strong> $95<\/p>\n<p><strong>Welcome offer:<\/strong> Earn $1,000 after spending $10,000 on purchases in the first three months of account opening.<\/p>\n<div class=\"jsx-1194657261 tpg-image\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=3840\"\/><\/noscript><\/span><\/div>\n<\/div>\n<p>THE POINTS GUY<br \/><strong>Why you should consider it:<\/strong> In late 2021, Chase launched its first premium business credit card: the Ink Business Premier. However, unlike the Ink Business Preferred, the Ink Business Premier is a business cash-back card. While you can redeem your rewards on the Ultimate Rewards portal for travel, gift cards, cash back and more, you won&#8217;t be able to transfer your points to Chase&#8217;s transfer partners.<\/p>\n<p>Still, this card is a good fit for those with significant business expenses, as there&#8217;s uncapped potential for earning rewards. You&#8217;ll earn 5% total cash back on travel purchased through Chase Travel\u2120, 2.5% total cash back on purchases of $5,000 or greater and 2% cash back on all other eligible purchases.<\/p>\n<p>With an annual fee of $195, the Ink Business Premier is likely <a href=\"https:\/\/thepointsguy.com\/credit-cards\/who-should-get-ink-business-premier\/\">only suitable for businesses that aren&#8217;t concerned with earning travel rewards<\/a>.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-ink-business-premier-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Ink Business Premier<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here:<\/strong> <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-premier-credit-card\/?pid=8489&amp;tid=post\" rel=\"noopener\" target=\"_blank\"><strong>Ink Business Premier<\/strong><\/a><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"capital-one-spark-miles-for-business\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Capital One Spark Miles for Business<\/h2>\n<p><strong>Annual fee: <\/strong>$0 in the first year, then $95 (see <a href=\"https:\/\/d25970n8puso9u.cloudfront.net\/disclosure.30703.en-US.pdf\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Welcome offer:<\/strong> Earn 50,000 bonus miles once after spending $4,500 on purchases within the first three months of account opening. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this welcome offer is worth $925.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why you should consider it:<\/strong> If travel rewards are still top of mind, you&#8217;ll want to consider the Capital One Spark Miles for Business. It&#8217;s surprisingly affordable, with a $95 annual fee that&#8217;s even waived the first year.<\/p>\n<p>Cardholders will earn a flat 2 miles per dollar on all purchases, with no limit to how many rewards you can earn. Since TPG&#8217;s October 2024 valuations peg Capital One miles at 1.85 cents each, that&#8217;s like getting a 3.7% return on all of your purchases. Better yet, <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-transfer-partners\/\">Capital One has stepped up its portfolio of transfer partners<\/a>, and you&#8217;ll be able to move your miles to 15-plus airline and hotel loyalty programs.<\/p>\n<p>For more information. read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-spark-miles-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Spark Miles for Business<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-spark-miles-for-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Spark Miles for Business<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"capital-one-venture-x-business\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Capital One Venture X Business<\/h2>\n<p><strong>Annual fee:<\/strong> S395 (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-business-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Welcome offer:<\/strong> Earn 150,000 bonus miles after spending $30,000 in the first three months from account opening. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this welcome offer is worth $2,775.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Capital-One-Venture-X-Business-card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why you should consider it: <\/strong>If you want lounge access but prefer a lower annual fee, the Venture X might be a good option instead of the Business Platinum. The Venture X business comes with <a href=\"https:\/\/thepointsguy.com\/airline\/capital-one-lounge\/\" rel=\"noopener\" target=\"_blank\">unlimited access to Capital One lounges<\/a>, select <a href=\"https:\/\/thepointsguy.com\/credit-cards\/plaza-premium-lounges\/\" rel=\"noopener\" target=\"_blank\">Plaza Premium lounges<\/a> and a <a href=\"https:\/\/thepointsguy.com\/airline\/all-about-priority-pass-program\/\" rel=\"noopener\" target=\"_blank\">Priority Pass Select membership<\/a>.<\/p>\n<p>The Venture X Business also comes with an annual $300 credit for travel booked through the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Capital One Tavel portal<\/a>. This credit can be easier to use than the myriad of credits offered by the Amex Business Platinum. Cardholders also receive 10,000 bonus miles every account anniversary and a $120 Global Entry\/TSA PreCheck credit every four years.<\/p>\n<p>Additionally, businesses will enjoy earning 10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar on flights purchased through Capital One Travel and 2 miles per dollar on all other purchases. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this equates to at least a 3.7% return on spend for businesses.<\/p>\n<p>Like the aforementioned <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-spark-miles-for-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Spark Miles for Business<\/a><\/span>, the Venture X Business also has access to Capital One&#8217;s <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/capital-one-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">impressive roster of 15-plus transfer partners<\/a>.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-venture-x-business-review-huge-earning-potential-for-businesses\/\" rel=\"noopener\" target=\"_blank\">full review of the Capital One Venture X Business<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture X Business<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"delta-sky-miles-reserve-business-american-express-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Delta SkyMiles\u00ae Reserve Business American Express Card<\/h2>\n<p><strong>Annual fee:<\/strong> $650 (see <a href=\"https:\/\/thepointsguy.com\/apply-now\/delta-skymiles-reserve-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Welcome offer:<\/strong> Earn 80,000 bonus miles after spending $10,000 in purchases in your first six months of card membership. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this welcome offer is worth $960.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/04\/Delta-SkyMiles-Reserve-Business-American-Express-Card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why you should consider it:<\/strong> One of the best benefits of the Amex Business Platinum is its <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airport-lounge-access\/\">comprehensive lounge benefits<\/a>. By canceling (or downgrading) the card, you&#8217;ll effectively lose your lounge privileges.<\/p>\n<p>But if you&#8217;re a frequent Delta flyer, you may want to consider opening the Delta SkyMiles Reserve Business card instead. The annual fee is $650, but until Jan. 31, 2025, you get unlimited access to Delta Sky Clubs when flying Delta. Starting Feb 1, 2025, you&#8217;ll receive 15 visits to the <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-delta-sky-club-access\/\" rel=\"noopener\" target=\"_blank\">Delta Sky Club<\/a> on same-day Delta flights,  with the ability to unlock unlimited if you spend $75,000 on your card in a calendar year.<\/p>\n<p>Other benefits include an annual <a href=\"https:\/\/thepointsguy.com\/credit-cards\/save-family-money-delta-companion-ticket\/\">round-trip companion certificate<\/a> upon account renewal \u2014 which can also compensate for the annual fee \u2014 and complimentary upgrades on Delta flights upon availability. You&#8217;ll also get an annual ride-hailing, <a href=\"https:\/\/thepointsguy.com\/news\/delta-amex-resy-credit\/\" rel=\"noopener\" target=\"_blank\">Resy<\/a> and Delta Stays credits.<\/p>\n<p>Earning rates are also solid for big businesses, with 3 miles per dollar on Delta purchases, 1.5 miles per dollar after you spend $150,000 on the card in a calendar year and 1 mile per dollar on all other eligible purchases. <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-delta-elite-status-worth\/\">Delta&#8217;s elite status<\/a> will quickly become in reach, too, with the card&#8217;s <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/delta-elite-status-strategy\/\" rel=\"noopener\" target=\"_blank\">Medallion Qualification Dollars (MDQs)<\/a> boost and headstart.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/delta-reserve-amex-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Delta SkyMiles Reserve Business<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/delta-skymiles-reserve-business-american-express-card\/?pid=220312399&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Delta SkyMiles Reserve Business<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"marriott-bonvoy-business-american-express-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Marriott Bonvoy Business\u00ae American Express\u00ae Card<\/h2>\n<p><strong>Annual fee:<\/strong> $125 (see <a href=\"https:\/\/thepointsguy.com\/apply\/marriott-bonvoy-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Welcome bonus:<\/strong> Earn three free night awards (up to 50,000 points per night) after spending $6,000 within the first six months of card membership. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this welcome offer is worth up to $1,275.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Marriott-Bonvoy-Business-American-Express.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why it&#8217;s worth considering:<\/strong> The Amex Business Platinum comes with automatic <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-marriott-elite-status-worth\/\">Marriott Bonvoy Gold Elite status<\/a>, which gets you benefits like space-available enhanced room upgrades, a 25% points bonus on Marriott stays and more.<\/p>\n<p>Other benefits include a <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/where-to-use-marriott-spg-free-night-certificates\/\" rel=\"noopener\" target=\"_blank\">free night certificate<\/a> every card renewal month and the ability to earn 6 points per dollar on Marriott hotels, 4 points per dollar on purchases at restaurants, U.S. gas stations, U.S. shipping providers and wireless telephone services directly from U.S. providers; and 2 points per dollar on all other eligible purchases.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/marriott-bonvoy-business-amex-credit-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Marriott Bonvoy Business card<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/marriott-bonvoy-business-american-express-card\/?pid=6394&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Marriott Bonvoy Business Amex Card<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"hilton-honors-american-express-business-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Hilton Honors American Express Business Card<\/h2>\n<p><strong>Annual fee:<\/strong> $195 (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-hilton-honors-american-express-business-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Welcome offer:<\/strong> Earn 175,000 bonus points after spending $8,000 on eligible purchases in the first six months of card membership. This offer ends Jan 8. Based on TPG&#8217;s October 2024 <a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">valuations<\/a>, this welcome offer is worth $1,050.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/10\/Hilton-Honors-Business_Update-2024.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Why you should consider it:<\/strong> On a similar note, you&#8217;ll also get complimentary <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-hilton-elite-status-worth\/\">Hilton Honors Gold elite status<\/a> from your Amex Business Platinum. If you&#8217;re a Hilton fan, the Hilton Honors American Express Business Card is a worthwhile option \u2014 and for just $95 per year.<\/p>\n<p>Cardholders will earn 12 points per dollar at Hilton hotels and resorts and 5 points per dollar on the first $100,000 spent on all other eligible purchases (then 3 points per dollar spent).<\/p>\n<p>And while you&#8217;ll get complimentary Gold elite status from the card, with $40,000 in spending in a calendar year, you can get automatic top-tier Hilton Honors Diamond elite status.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/hotel\/hilton\/reviews\/credit-card-review-hilton-honors-american-express-business-card\/\" rel=\"noopener\" target=\"_blank\">full review of the Hilton Honors Business Amex<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-business-card\/?pid=220312352&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Hilton Honors American Express Business Card<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>Annual fees are not uncommon nowadays, and unfortunately, the Amex Business Platinum has the steepest one. Fortunately, any of the nine aforementioned cards make for fantastic substitutes if you&#8217;ve decided that it&#8217;s time to downgrade your card for something more modest.<\/p>\n<p><em>For rates and fees of the Amex Business Platinum, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-business-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Amex Business Gold, click <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Blue Business Plus, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Delta SkyMiles Reserve Business, click <a href=\"https:\/\/thepointsguy.com\/apply-now\/delta-skymiles-reserve-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Hilton Honors Business, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-hilton-honors-american-express-business-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>. <\/em><br \/><em>For rates and fees of the Marriott Bonvoy Business, click <a href=\"https:\/\/thepointsguy.com\/apply\/marriott-bonvoy-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s no secret that The Business Platinum Card\u00ae from American Express is the most expensive small business card on the market. This card carries a hefty $695 annual fee (see rates and fees). With this card&#8217;s high annual cost, cardholders may wonder if it&#8217;s time to cancel it for good. The card features more than [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[7],"tags":[],"class_list":["post-10114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","entry","has-media","owp-thumbs-layout-horizontal","owp-btn-normal","owp-tabs-layout-horizontal","has-no-thumbnails","has-product-nav"],"jetpack_featured_media_url":"https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/American-Express-Business-Platinum_2_2022_CCHH_social.jpg?w=1600&resize=1600,836&ssl=1","rttpg_featured_image_url":{"full":["https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/American-Express-Business-Platinum_2_2022_CCHH_social.jpg?w=1600&resize=1600,836&ssl=1",1600,836,false],"landscape":["https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/American-Express-Business-Platinum_2_2022_CCHH_social.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"portraits":["https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/American-Express-Business-Platinum_2_2022_CCHH_social.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"thumbnail":["https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/American-Express-Business-Platinum_2_2022_CCHH_social.jpg?w=150&resize=150,150&ssl=1",150,150,false],"medium":["https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/American-Express-Business-Platinum_2_2022_CCHH_social.jpg?w=300&resize=300,300&ssl=1",300,300,false],"large":["https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/American-Express-Business-Platinum_2_2022_CCHH_social.jpg?w=1024&resize=1024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href=\"https:\/\/travelaffiliatewebsite.com\/mer\/category\/travel\/\" rel=\"category tag\">Travel<\/a>","rttpg_excerpt":"It&#8217;s no secret that The Business Platinum Card\u00ae from American Express is the most expensive small business card on the market. This card carries a hefty $695 annual fee (see rates and fees). With this card&#8217;s high annual cost, cardholders may wonder if it&#8217;s time to cancel it for good. The card features more than&hellip;","_links":{"self":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/10114"}],"collection":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/comments?post=10114"}],"version-history":[{"count":1,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/10114\/revisions"}],"predecessor-version":[{"id":10116,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/10114\/revisions\/10116"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media\/10115"}],"wp:attachment":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media?parent=10114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/categories?post=10114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/tags?post=10114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}