{"id":10027,"date":"2024-11-04T19:25:59","date_gmt":"2024-11-04T19:25:59","guid":{"rendered":"https:\/\/travelaffiliatewebsite.com\/mer\/american-express-blue-cash-preferred-card-review-full-details\/"},"modified":"2024-11-04T19:25:59","modified_gmt":"2024-11-04T19:25:59","slug":"american-express-blue-cash-preferred-card-review-full-details","status":"publish","type":"post","link":"https:\/\/travelaffiliatewebsite.com\/mer\/american-express-blue-cash-preferred-card-review-full-details\/","title":{"rendered":"American Express Blue Cash Preferred card review: Full details"},"content":{"rendered":"<p><\/p>\n<div><a id=\"blue-cash-preferred-card-from-american-express-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Blue Cash Preferred Card from American Express overview<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Preferred\u00ae Card from American Express<\/a><\/span> is a lucrative cash-back card for several spending categories. If cash back is up your alley \u2014 and select U.S. streaming, U.S. supermarkets (up to $6,000 per year), transit and U.S. gas station categories align with your spending habits \u2014 then you can&#8217;t go wrong with the Blue Cash Preferred. <strong>Card Rating*: \u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" rel=\"noopener\" target=\"_blank\">Card rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>There are pros and cons to picking a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">cash-back card<\/a> over a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener noreferrer\" target=\"_blank\">travel rewards card<\/a>. However, the Blue Cash Preferred could be great for infrequent travelers and those looking to spend their rewards in other ways.<\/p>\n<p>To successfully apply for this card, TPG recommends having <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\" rel=\"noopener\" target=\"_blank\">a credit score<\/a> of at least 670 \u2014 and preferably above 700. It has an introductory $0 annual fee for the first year, then a $95 annual fee after that (see <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-preferred-card-from-american-express-rates-fees\/?tid=post\">rates and fees<\/a>).<\/p>\n<p>Let&#8217;s look at this card&#8217;s ins and outs to help you decide if it&#8217;s right for you.<\/p>\n<p><a id=\"amex-blue-cash-preferred-pros-and-cons\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Amex Blue Cash Preferred pros and cons<\/h2>\n<div class=\"jsx-3297233758 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3297233758\">\n<table class=\"jsx-3297233758\">\n<thead class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<th class=\"jsx-3297233758\"><strong>Pros<\/strong><\/th>\n<th class=\"jsx-3297233758\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3297233758\">\n<tr class=\"jsx-3297233758\">\n<td>\n<ul>\n<li>Valuable cash-back rates on select U.S. streaming services, U.S. supermarkets, transit and U.S. gas stations (on up to $6,000 per year for U.S. supermarkets, then 1%)<\/li>\n<li>Up to $84 in Disney Bundle statement credits each calendar year (up to $7 each month; enrollment is required; terms apply)<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Annual fee after the first year<\/li>\n<li>Limited redemption options<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"amex-blue-cash-preferred-welcome-offer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Amex Blue Cash Preferred welcome offer<\/h2>\n<p><a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-cash-back-cards\/\" rel=\"noopener noreferrer\" target=\"_blank\">Cash-back credit cards<\/a> rarely offer as solid of welcome bonuses as travel rewards cards do, but the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Preferred<\/a><\/span> has a decent welcome offer right now: New cardmembers can earn $250 cash back (as a statement credit) after spending $3,000 on eligible purchases in the first six months of cardmembership.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>Most people, even low-spenders, should be able to easily hit that spending requirement.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/tips-earn-welcome-bonus\/\">Got a new credit card? Here are 4 tips to help you earn your welcome bonus<\/a><\/strong><\/p>\n<p><a id=\"amex-blue-cash-preferred-benefits\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Amex Blue Cash Preferred benefits<\/h2>\n<p>As a low-annual-fee card, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Preferred<\/a><\/span> doesn&#8217;t offer luxury perks. However, it does have some quality features worth mentioning.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>You can receive up to $7 back each month as a statement credit (up to $84 back each calendar year, subject to auto-renewal) after spending $9.99 or more on an eligible subscription to The Disney Bundle \u2014 which includes Disney+, Hulu and ESPN+ \u2014 using your card. Note that enrollment is required in advance; terms apply.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.640625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">NEUSTOCKIMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You&#8217;ll also enjoy several travel and shopping protections with the Blue Cash Preferred, including things like secondary rental car insurance when paying for the rental with your card.* You&#8217;ll also enjoy extended warranty**, purchase protection** and return protection***.<\/p>\n<p>Other cardmember benefits include &#8220;<a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-plan-it-introductory-offer\/\" rel=\"noopener\" target=\"_blank\">Plan It<\/a>,&#8221; which allows you to select purchases of $100 or more to split up into monthly payments with a fixed fee, <a href=\"https:\/\/thepointsguy.com\/news\/amex-split-it-payment-feature\/\" rel=\"noopener\" target=\"_blank\">Send and Split<\/a>, which lets you send money or split purchases with Venmo or Paypal, and access to valuable <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-to-amex-offers\/\" rel=\"noopener\" target=\"_blank\">Amex Offers<\/a>.<\/p>\n<p><em>*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.<\/em><\/p>\n<p><em>**Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.<\/em><\/p>\n<p><em>***Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details.<\/em><\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-shopping-protections\/\" rel=\"noopener\" target=\"_blank\">Your complete guide to shopping protections on American Express cards<\/a><\/strong><\/p>\n<p><a id=\"earning-cash-back-on-the-amex-blue-cash-preferred\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Earning cash back on the Amex Blue Cash Preferred<\/h2>\n<p>The standout feature of the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Preferred<\/a><\/span> is its various cash-back bonus categories:<\/p>\n<ul>\n<li>6% cash back on select U.S. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/streaming\/\" rel=\"noopener noreferrer\" target=\"_blank\">streaming subscriptions<\/a><\/li>\n<li>6% cash back at U.S. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\" rel=\"noopener noreferrer\" target=\"_blank\">supermarkets<\/a> (up to $6,000 per calendar year, then 1% thereafter)<\/li>\n<li>3% cash back on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-commuting\/\" rel=\"noopener noreferrer\" target=\"_blank\">transit<\/a> (parking, tolls, ride-hailing apps, subway etc.)<\/li>\n<li>3% cash back at U.S. <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">gas stations<\/a><\/li>\n<li>1% cash back everywhere else<\/li>\n<\/ul>\n<p>Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">PHIL BARKER\/FUTURE PUBLISHING\/GETTY IMAGES<\/figcaption><\/figure>\n<p>While the Blue Cash Preferred is not the first card to offer bonus earnings on streaming subscriptions, its rate of 6% cash back is the industry leader. The Blue Cash Preferred is also a rewarding card at U.S. supermarkets and U.S. gas stations (6% back on up to $6,000 spent in a calendar year for U.S. supermarket purchases, then 1%).<\/p>\n<p>Aside from the U.S. supermarkets category, the other earning categories don&#8217;t have annual caps on how much you can earn. These are strong earning rates for anyone with regular spending in these categories.<\/p>\n<p>For instance, TPG reader Malka Klein said the Blue Cash Preferred gets a <em>&#8220;Great return on groceries, my highest expense category (after rent), no annual fee [$0 intro annual fee for the first year, then $95 each year thereafter].&#8221;<\/em> (via a TPG newsletter survey)<\/p>\n<p><em>Note: Reader-submitted responses have not been edited, reviewed or approved by the issuers nor reflect TPG&#8217;s opinions of these cards.<\/em><\/p>\n<p>The card&#8217;s earning rate on spending at U.S. supermarkets is certainly a highlight, especially if you prefer to earn rewards through cash back.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-showdown-amex-blue-cash-preferred-vs-everyday\/\" rel=\"noopener\" target=\"_blank\">Blue Cash Preferred vs. Blue Cash Everyday: Battle of the cash-back cards<\/a><\/strong><\/p>\n<p><a id=\"redeeming-cash-back-on-the-amex-blue-cash-preferred\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Redeeming cash back on the Amex Blue Cash Preferred<\/h2>\n<p>While cash-back cards won&#8217;t unlock the doors to first-class airplane suites, there&#8217;s also no pressure to save up for a specific reward. Plus, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Preferred<\/a><\/span> has no minimum redemption amount.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/12\/Confused-and-frustrated-man-looking-at-credit-card-charges-on-smart-phone_Liubomyr-Vorona.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">LIUBOMYR VORONA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You have two redemption options:<\/p>\n<ol>\n<li>Receive a statement credit<\/li>\n<li>Shop with your rewards at Amazon.com<\/li>\n<\/ol>\n<p>Receiving a statement credit is likely your best option. I always recommend choosing redemption options that offer a lot of flexibility.<\/p>\n<p><a id=\"which-cards-compete-with-the-amex-blue-cash-preferred\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Which cards compete with the Amex Blue Cash Preferred?<\/h2>\n<p>The main alternatives to this card are other cash back cards that earn bonus rewards on groceries and gas, with no or a low annual fee.<\/p>\n<ul>\n<li><strong>If you want similar benefits with no annual fee: <\/strong>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-everyday-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Everyday\u00ae Card from American Express<\/a><\/span> has no annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-everyday-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) and earns 3% back at U.S. supermarkets, U.S. online retail purchases and U.S. gas stations (on up to $6,000 per year, per category). After that, you&#8217;ll earn 1% back. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. To learn more, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-blue-cash-everyday-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Amex Blue Cash Everyday.<\/a><\/li>\n<li><strong>If you want Amex Membership Rewards points instead of cash back: <\/strong>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Gold\u00ae Card<\/a><\/span> is a great card for food lovers. It earns 4 points per dollar on U.S. supermarket purchases and dining (up to $25,000 per year for groceries and up to $50,000 per year for dining, then 1 point per dollar). It also comes with a range of food-oriented benefits. To learn more, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-gold-card-review\/\">full review of the Amex Gold<\/a>.<\/li>\n<li><strong>If you want rewards with more uses: <\/strong>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Double Cash\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\">rates and fees<\/a>) earns 2% cash back per dollar spent \u2014 1% when you buy and another 1% when you pay your bill \u2014 on all purchases. If you want a card with a simple earning structure, this is it. To learn more, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-double-cash-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Citi Double Cash<\/a>.<\/li>\n<\/ul>\n<p>For additional options, check out our full list of cards that earn bonus rewards at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\" rel=\"noopener\" target=\"_blank\">supermarkets<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener\" target=\"_blank\">gas stations<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-credit-card-annual-fees\/\" rel=\"noopener\" target=\"_blank\">The complete guide to credit card annual fees<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>With the enticing bonus categories and a solid welcome offer, many who prefer cash-back cards will have no problem justifying the annual fee after the first year on the Blue Cash Preferred.<\/p>\n<p>This card is best for those who spend regularly on groceries at U.S. supermarkets, streaming services, transit and gas. Disney fans can also find value in this card due to monthly credits for Disney bundle subscriptions (up to $7 each month, up to $84 each calendar year; enrollment is required and terms apply).<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Blue Cash Preferred<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back-vs-points-and-miles\/\">Cash back vs. travel rewards<\/a><\/strong><\/p>\n<p><em>For rates and fees of the Blue Cash Preferred card, click <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-preferred-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Blue Cash Everyday card, click <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-everyday-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Blue Cash Preferred Card from American Express overview The Blue Cash Preferred\u00ae Card from American Express is a lucrative cash-back card for several spending categories. If cash back is up your alley \u2014 and select U.S. streaming, U.S. supermarkets (up to $6,000 per year), transit and U.S. gas station categories align with your spending habits [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[7],"tags":[],"class_list":["post-10027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel","entry","has-media","owp-thumbs-layout-horizontal","owp-btn-normal","owp-tabs-layout-horizontal","has-no-thumbnails","has-product-nav"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=1920&resize=1920,1004&ssl=1","rttpg_featured_image_url":{"full":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=1920&resize=1920,1004&ssl=1",1920,1004,false],"landscape":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"portraits":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=1200&resize=1200,0&ssl=1",1200,0,false],"thumbnail":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=150&resize=150,150&ssl=1",150,150,false],"medium":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=300&resize=300,300&ssl=1",300,300,false],"large":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=1024&resize=1024,1024&ssl=1",1024,1024,false],"1536x1536":["https:\/\/i0.wp.com\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Credit-Card-Disclaimer.jpg?w=1536&resize=1536,1536&ssl=1",1536,1536,false],"2048x2048":["https:\/\/i0.wp.com\/th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href=\"https:\/\/travelaffiliatewebsite.com\/mer\/category\/travel\/\" rel=\"category tag\">Travel<\/a>","rttpg_excerpt":"Blue Cash Preferred Card from American Express overview The Blue Cash Preferred\u00ae Card from American Express is a lucrative cash-back card for several spending categories. If cash back is up your alley \u2014 and select U.S. streaming, U.S. supermarkets (up to $6,000 per year), transit and U.S. gas station categories align with your spending habits&hellip;","_links":{"self":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/10027"}],"collection":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/comments?post=10027"}],"version-history":[{"count":1,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/10027\/revisions"}],"predecessor-version":[{"id":10029,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/posts\/10027\/revisions\/10029"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media\/10028"}],"wp:attachment":[{"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/media?parent=10027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/categories?post=10027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travelaffiliatewebsite.com\/mer\/wp-json\/wp\/v2\/tags?post=10027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}